Get up to $1,500 into your bank account in 30* minutes!

How The Loan Process Works


Apply Online

Applying with Focus Financial is fast and easy, simply fill out our secure and easy application form.


Get Approved

Get approved for a loan in as little as 30* minutes during our regularly scheduled business hours.


  Instant Funding

Once approved, you can receive the funds via E-Mail transfer within 30 minutes*.

Why should you loan with Focus Financial? 

Trusted Lender

We have been supplying Canadians with short term loans for the past 10 years, come see why we are the preferred payday loan provider. 

Quality Customer Service

Got any questions? Please call or email us right away and our staff will guide you through the way.

High Approval Rate

Every application is based on a per person basis and all circumstances are taken in to consideration.            

Fast Turn Around

We strive to process your loans application within minutes and get the money you need right away.

No Faxing Required

Send us your documents the fastest way possible by using our online verification.

Easily Apply Online

In less than 5 minutes your application can be submitted to be processed for your same day loan.

What Bad Credit Loan Companies Can Do For You If You Have A Bad Credit History

Bad credit loan companies have become common and are increasing by the day here in Canada because they have realized that there is quite a number of Canadians who are in need of loans but they can’t apply because they have a bad credit history which does not allow them to do so. These companies have been put in place in order to ensure that even those with bad credit histories are able to secure for themselves a loan of their choice while overlooking the amount of credits that they still owe their banks and creditors.
Picture of Bad Credit Loan CompaniesWhat these bad credit loan companies can do for you are to ensure that you are able to apply for a loan and get it as soon as it has been processed so that you are able to meet your immediate needs even with the bad credit history that you have. They have the payday loan services where they ensure that your bad credit history is not in the picture when it comes to the application and the approval of the loan which you are looking forward to get. If you have a bad credit history and you have no idea how to get a loan, try out these companies in Canada and you will be assisted in the right manner.

Necessary Links That Bad Credit Loan Companies Should Have

When looking for a credit loan company, it is only expected that you want to find the best which will be in a position to process your application to the right lenders and ensure that you get the right response as soon as possible. For this to happen, there are certain things that you should look at to ensure their availability in the company that you will choose to work with. This is the connections, the low interest rates that you will pay faster approval online and no hassle for a loan.
All high-quality bad credit loan companies should have connections to all sorts of lenders in the first place. These lenders should be willing to take the risk of giving a bad creditor a loan and have confidence that they will be paid back plus the interests agreed as soon as the payday is here with us. A company that does not have such connections is not a company that you can choose to settle for if you need a loan and you have a bad credit history, unless it is the vice versa then it is quite understandable.
If you choose to go directly to a lender, they will find it hard to over look the bad credit history that you have and due to the fear of loosing their money they will not approve of your application for another loan while you still have debts. This is why you need bad credit loan companies that will ensure you are not denied the loan that you need and also help in the overlooking of your bad credit history which is quite hard if you are by yourself.
The bad credit loan companies also need to have a credit check pay day loan which is very much efficient and convenient for a person who has a bad credit history and is desperately in need of a loan. This service will definitely decrease the chances of being denied a loan and increase the chances of getting one. Most companies offering these services have this option, so all you have to do is to approach them in the direction of this service so that they are able to find lenders who will be willing to loan you their money without even checking your credit history.

Bad Credit Loan Companies Video