Borrow Up To $1,500

The easiest way to get the fastest loan in Canada

5-minute application and
no credit check

Excellent

Rob
Rob
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Really easy to use and quick fast with no hassle
Karie
Karie
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Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
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You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
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Quick and reliable!πŸ‘πŸ‘πŸ‘
Customer
Customer
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Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
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Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
 Happy customer
Happy customer
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Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
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Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
 D. Ackles
D. Ackles
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Great service provided by great people. Always.
Customer
Customer
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Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
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They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
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You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
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Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
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Trusted Lender

Secure Application

Fast Approvals

How To Get Bad Credit Loan Companies

1. Apply Online

Our online, secure application form only takes a few minutes to complete.

2. Get Approved

It takes around 30* minutes for us to make a decision on your loan application during business hours.

3. Get Your Money

Once approved, you should receive an E-mail Transfer transfer in 30* minutes.

All Types of Income Accepted

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why Get Loans from Bad Credit Loan Companies?

Trusted Lender Since 2008

We have been helping Canadians to meet their short term financial needs for the past 12 years.

Apply Online Anytime 24/7

Fill out our easy online loan application form and borrow up to $1500 instantly!

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks and have a personalized approach to every loan application.

Instant Interac e-Transfers

If you need money, you need it fast. Receive Interac e-Transfers within minutes of being approved.

No Hidden Fees Or Charges

When you get a payday loan from us, there are no hidden fees or extra hidden charges.

We are the leading Bad Credit Loan Company since 2008.

What Bad Credit Loan Companies Can Do For You If You Have A Bad Credit History

Bad credit loan companies have become common and are increasing by the day here in Canada because they have realized that there is quite a number of Canadians who are in need of loans but they can’t apply because they have a bad credit history which does not allow them to do so. These companies have been put in place in order to ensure that even those with bad credit histories are able to secure for themselves a loan of their choice while overlooking the amount of credits that they still owe their banks and creditors.

What these bad credit loan companies can do for you are to ensure that you are able to apply for a loan and get it as soon as it has been processed so that you are able to meet your immediate needs even with the bad credit history that you have. They have the payday loan services where they ensure that your bad credit history is not in the picture when it comes to the application and the approval of the loan which you are looking forward to get. If you have a bad credit history and you have no idea how to get a loan, try out these companies in Canada and you will be assisted in the right manner.

Necessary Links That Bad Credit Loan Companies Should Have

When looking for a credit loan company, it is only expected that you want to find the best which will be in a position to process your application to the right lenders and ensure that you get the right response as soon as possible. For this to happen, there are certain things that you should look at to ensure their availability in the company that you will choose to work with. This is the connections, the low interest rates that you will pay faster approval online and no hassle for a loan.

All high-quality bad credit loan companies should have connections to all sorts of lenders in the first place. These lenders should be willing to take the risk of giving a bad creditor a loan and have confidence that they will be paid back plus the interests agreed as soon as the payday is here with us. A company that does not have such connections is not a company that you can choose to settle for if you need a loan and you have a bad credit history, unless it is the vice versa then it is quite understandable.

If you choose to go directly to a lender, they will find it hard to over look the bad credit history that you have and due to the fear of loosing their money they will not approve of your application for another loan while you still have debts. This is why you need bad credit loan companies that will ensure you are not denied the loan that you need and also help in the overlooking of your bad credit history which is quite hard if you are by yourself.

The bad credit loan companies also need to have a credit check pay day loan which is very much efficient and convenient for a person who has a bad credit history and is desperately in need of a loan. This service will definitely decrease the chances of being denied a loan and increase the chances of getting one. Most companies offering these services have this option, so all you have to do is to approach them in the direction of this service so that they are able to find lenders who will be willing to loan you their money without even checking your credit history.