Get up to $1,500 into your bank account in 30* minutes!

How The Loan Process Works


Apply Online

Applying with Focus Financial is fast and easy, simply fill out our secure and easy application form.


Get Approved

Get approved for a loan in as little as 30* minutes during our regularly scheduled business hours.


  Instant Funding

Once approved, you can receive the funds via E-Mail transfer within 30 minutes*.

Why should you loan with Focus Financial? 

Trusted Lender

We have been supplying Canadians with short term loans for the past 10 years, come see why we are the preferred payday loan provider. 

Quality Customer Service

Got any questions? Please call or email us right away and our staff will guide you through the way.

High Approval Rate

Every application is based on a per person basis and all circumstances are taken in to consideration.            

Fast Turn Around

We strive to process your loans application within minutes and get the money you need right away.

No Faxing Required

Send us your documents the fastest way possible by using our online verification.

Easily Apply Online

In less than 5 minutes your application can be submitted to be processed for your same day loan.

What To Look For In A Bad Credit Loan Company

Bad credit loan companies are so many in this country. All of them have one aim, and that is to help out those who have financial needs yet they have a bad credit already. It is possible to have a bad credit and financially needy at the same time, and this is what a bad credit loan company believes in, because they are able to help out individuals of this kind financially hoping that they will be paid in future. Since there are so many and you only need one, which is unique as per your financial needs, you have to make a choice out of them all. That is why you need to know what to look for so as to make a wise choice.
A bad credit loan company should have such loans services. It should be a company that offers loans to bad credit borrowers. If you have a bad credit and you are in need of a loan, you need to identify with a money lending company that can be of help to you since not all of them deal with bad credit loans. If the company you are already eying has such services, then you can put it into the list of the many options that you have to choose from. Bad credit loans services are important to person in search of the loans.

Picture of Bad Credit Loan Company - Easy, Safe and Secure!Factors To Consider When Choosing A Bad Credit Loan Company

A bad credit loan company needs to have a good reputation in the issuance of that kind of money. It should be a company that many people can recommend, at least what your relatives, friends or even colleagues at work have sought for help from and they have not been disappointed. If it is an online money lender, it should show positive feedback from its past clients, showing how excellent the company’s services are and the reasons why people should result to the company when they are in need of bad credit loans. This is what the reputation of the company is all about. With so many fake money lenders out there, you need to be as careful as possible in order not to land into a fake, but the best company.
A bad credit loan company of your choice should have better repayment terms as well as the best interest rates ever. Even if you are borrowing the money, you deserve the best terms and conditions since you will be paying the money back anyway wit an interest. A company that is charging so much as interest simply because you have a bad credit already is not the best because you deserve the best even with a bad credit. Most of the money lenders operating online have better terms and conditions and they may help you save so much on what you could have paid in the end. After all, you have enough financial problems already and you do not want to add to them all.
I also consider a bad credit loan company that is transparent as to the charges they levy to their customers as the best. There are those companies which have hidden charges, and these could make you pay so much money afterwards, more than you are supposed to pay. But there are those companies which are straightforward in the way they charge their customers, and they will tell you there and then the much you will be expected to pay in the end. It is true that you are borrowing the money, but you deserve to pay what you are supposed to pay and nothing more, that is why you need to make a wise choice when looking out for a company to borrow from.

Bad Credit Loan Company Video