Borrow Up To $1,500

The easiest way to get the fastest loan in Canada

5-minute application and
no credit check

Excellent

Rob
Rob
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Really easy to use and quick fast with no hassle
Karie
Karie
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Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
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You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
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Quick and reliable!👍👍👍
Customer
Customer
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Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
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Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
 Happy customer
Happy customer
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Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
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Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
 D. Ackles
D. Ackles
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Great service provided by great people. Always.
Customer
Customer
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Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
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They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
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You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
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Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
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Trusted Lender

Secure Application

Fast Approvals

How To Get Bad Credit Loan In Ontario

1. Apply Online

Our online, secure application form only takes a few minutes to complete.

2. Get Approved

It takes around 30* minutes for us to make a decision on your loan application during business hours.

3. Get Your Money

Once approved, you should receive an E-mail Transfer transfer in 30* minutes.

All Types of Income Accepted

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why Get Bad Credit Loan In Ontario from Focus Cash Loans?

Trusted Lender Since 2008

We have been helping Canadians to meet their short term financial needs for the past 12 years.

Apply Online Anytime 24/7

Fill out our easy online loan application form and borrow up to $1500 instantly!

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks and have a personalized approach to every loan application.

Instant Interac e-Transfers

If you need money, you need it fast. Receive Interac e-Transfers within minutes of being approved.

No Hidden Fees Or Charges

When you get a payday loan from us, there are no hidden fees or extra hidden charges.

We are the leading provider of Bad Credit Loan In Ontario since 2008.

Hassle-Free Bad Credit Loan In Ontario

Many people with bad credit in Ontario have been resulting to payday loans whenever they have a financial need. For so many years, these people have been paying high interests involved with payday loans because that was the only alternative they had before, but there is a great relief to them because we have money lending institutions that can grant them a bad credit loan in Ontario today. These money lenders have better terms and conditions for all moneylenders despite their credit situation, therefore they are a place to go if you have any need and your credit rating is low. An example of these money lending institutions is the BHM, operating in Ontario and all the other towns in the country.

A Quick Solution With Bad Credit Loan In Ontario

In Ontario today, any financial need can be met for people who have a bad credit. If, for instance, you are in need of so much money maybe to repay back a loan you have acquired before, or even to attend to some medical needs, you can easily get money. A bad credit loan in Ontario is meant for all types of needs. Those in need of a small amount of money for an immediate need like car repair, money they cannot be able to raise at the moment, can also result to the money lending institutions. It is a great relief o so many people with bad credit, who never thought that they could ever get another chance to borrow money until they repair their credit.

Since anyone can apply for a bad credit loan in Ontario, there is a possibility that so many applications will go through. The only reason an application can fail to be processed may be is if the application letter is not properly filled, therefore there is a high chance that you will get the money you are in need of as soon as you present your properly filled application. Ontario residents with a bad credit no longer need to suffer because of their financial situation simply because they think that they may not be able to get a loan with a better term of repayment because of their credit rating. Most of these money lending institutions are planning to overlook that fact and base their issuance on the need of the applicant.

Most of these money lending institutions in Ontario base their money issuance on the security the applicant is planning to place on the loan, and not their credit history. If, for instance, you have a car or a truck, they will base the issuance on the value of your car as security, and then you can get as much money as you need. A secured bad credit loan in Ontario may be what you are looking for in order to repair your car or truck, or even for some fast cash you need for your own personal needs. Your credit rating will be irrelevant with this kind of a loan, and you will enjoy better loaning terms from your money lender.

A bad credit loan in Ontario is very easy to get. These money lending institutions are all over in the town and in other parts of the country. All you need is to approach them and then present an application for the loan and you will be set to go. The good thing is that they operate online as well; therefore it will be easier for you to fill and present the application form online. The fact that the application will be done online means that it is hassle free because you will not be asked to present so many documents in order to get the money.