Get up to $1,500 into your bank account in 30* minutes!

How The Loan Process Works


Apply Online

Applying with Focus Financial is fast and easy, simply fill out our secure and easy application form.


Get Approved

Get approved for a loan in as little as 30* minutes during our regularly scheduled business hours.


  Instant Funding

Once approved, you can receive the funds via E-Mail transfer within 30 minutes*.

Why should you loan with Focus Financial? 

Trusted Lender

We have been supplying Canadians with short term loans for the past 10 years, come see why we are the preferred payday loan provider. 

Quality Customer Service

Got any questions? Please call or email us right away and our staff will guide you through the way.

High Approval Rate

Every application is based on a per person basis and all circumstances are taken in to consideration.            

Fast Turn Around

We strive to process your loans application within minutes and get the money you need right away.

No Faxing Required

Send us your documents the fastest way possible by using our online verification.

Easily Apply Online

In less than 5 minutes your application can be submitted to be processed for your same day loan.

Bad Credit Loan People Have Only One Option Available When It Comes To Applying For A Loan

If you are swimming in a wave of debts, and your credit history is worse to a point where it becomes impossible to secure a loan, the only option that you have is to apply using your assets so that the lender you will apply with can lend you the loan knowing that their money is secured. This is called the secured bad credit loan option. The bad credit loan people have no other alternative to apply for a loan and be given expect for the giving out of their assets, so if you have no asset to secure the loan you are asking for with, it might be a bit difficult get yourself a loan.
What these assets do is they serve as collateral, so that the lender can relax knowing that even if you will not be able to pay them their loan in time, they have an asset of yours that they are able to sell and get the same money they loaned you in return.

Companies That Help Bad Credit Loan People Secure A Loan Despite Their History

Picture of family that got - Bad Credit Loan People - Easy to borrow up to $1500 today. Here in Canada, there are companies which help in providing bad credit loan people with a loan even if they have a credit history that is not so much trusting. These companies have connections to the right sub prime lenders who are able to give you your desired amount of loan and then allow you to use it and pay them later when you are comfortable and able to return what you borrowed, this should be the agreed time and not anytime later that this.
Companies such as cash advance payday loans, zippy cash and many others use the only option available for bad credit loan people which is the securing of an asset before a loan is approved to ensure that you get what you want without having to go through a lot of hassle. They also allow you to get the same loan even without the reviewing of your credit history so it becomes easier to secure it and even pay low interest rates in the process of paying back your loan.
Another option available is the unsecured bad credit loan which is rarely given because of the lender not having any security that the money given will be returned. If all the bad credit loan people could avoid this option then it is quite clear that they will be getting the loans that they have applied for without any hesitation so long as there is an asset to serve as collateral. This option is not used by any lender; it is only among the options because of those with a relatively good credit history who can be given loans without any security option for they are credit worthy.
It is a bit hard to secure a loan if you have a bad credit history and you are looking for a lender to approach directly. They might not approve of your loan due to lack of trust, but if you go through a company, it will be much easier as they understand bad credit loan people have a problem when it comes to securing a loan. That is why they have the payday loan service where they ensure that your loan history is not checked and you get a loan approval faster and with less hassle. If you wish to go directly, ensure that you have an asset which can be used as collateral and it is equal to the amount of loan that you wish to apply for.

Bad Credit Loan People Video