Get up to $1,500 into your bank account in 30* minutes!

How The Loan Process Works


Apply Online

Applying with Focus Financial is fast and easy, simply fill out our secure and easy application form.


Get Approved

Get approved for a loan in as little as 30* minutes during our regularly scheduled business hours.


  Instant Funding

Once approved, you can receive the funds via E-Mail transfer within 30 minutes*.

Why should you loan with Focus Financial? 

Trusted Lender

We have been supplying Canadians with short term loans for the past 10 years, come see why we are the preferred payday loan provider. 

Quality Customer Service

Got any questions? Please call or email us right away and our staff will guide you through the way.

High Approval Rate

Every application is based on a per person basis and all circumstances are taken in to consideration.            

Fast Turn Around

We strive to process your loans application within minutes and get the money you need right away.

No Faxing Required

Send us your documents the fastest way possible by using our online verification.

Easily Apply Online

In less than 5 minutes your application can be submitted to be processed for your same day loan.

Anyone Can Qualify To Get Bad Credit Loans Canada

Canada is a country in which many money lending institutions believe in individual needs and not their credit status. The money lending institutions believe in the repayment ability of a person even if they have a bad credit already, which is not a big issue anyway. Canada is a country where you can easily qualify for bad credit loans Canada even when you have a bad credit. Most money lenders in the country offer loans even to these people with bad credits, therefore it is very easy for people with such needs. An online search for the money lenders dealing with these kinds of loans will get you what you really need in Canada.

It Is Simple And Easy To Get Loans With Bad Credit Loans Canada

Picture of family that got Bad Credit Loans Canada - Get Cash Instantly!Students for instance do not need credit in order to get loans. Even students with a bad credit can qualify for bad credit loans Canada. Students have so many needs most of which require so much money in order to be well catered for. Some of these students come from families which are very poor and they may need financial back up from time to time in order to make it through, maybe in college. Tuition fees, research costs, the cost of all reading materials the student may need and so many other needs. That is why it is likely that a student will need financial backing up from money lending institutions even if they still have so many other loans that need to be repaid.
Parents are also a group of people who need bad credit loans Canada. Bringing up a family requires so much money, most of which parents cannot come up with. Some parents do not even have better paying jobs, therefore the have to rely on loans to meet some of the needs they need in their families like education needs. House bills are also an enough reason for a parent to look for a loan even when they are having a bad credit rating already. House rent, renovation or a mortgage are also a reason why a parent may need the loan for. In Canada, all these needs can be met and a parent can be allowed to get more loans from many money lending institutions even in their bad credit situation.
A business person with a bad credit is also allowed to seek bad credit loans Canada. Running a business is not easy. If for instance you took a loan to start up a business and after some time, before repaying the first loan, you realize that you need money for the same business, there is no problem at all in seeking for another loan. Banks are a good place to seek for these loans in Canada, as well as the many credit unions and financial institutions that we have in the country. We also have online lenders who issue out these kinds of loans to business people even when they have a bad credit rating. Some do not even care about the credit rating as long as they can trust the borrower to repay back the money.
Actually, anyone can qualify to get bad credit loans Canada. Even individuals who need personal loans and they have a bad credit can get a loan from any money lending company in the country dealing with these kinds of loans. All you need to come out clean about your credit rating and the company may just trust that you will repay back the money in the end. It is even better if you can go to a company that you have history with. Some do not even care bout the credit rating; therefore there is no need to worry about that.

Bad Credit Loans Canada Video