Get up to $1,500 into your bank account in 30* minutes!

How The Loan Process Works


Apply Online

Applying with Focus Financial is fast and easy, simply fill out our secure and easy application form.


Get Approved

Get approved for a loan in as little as 30* minutes during our regularly scheduled business hours.


  Instant Funding

Once approved, you can receive the funds via E-Mail transfer within 30 minutes*.

Why should you loan with Focus Financial? 

Trusted Lender

We have been supplying Canadians with short term loans for the past 10 years, come see why we are the preferred payday loan provider. 

Quality Customer Service

Got any questions? Please call or email us right away and our staff will guide you through the way.

High Approval Rate

Every application is based on a per person basis and all circumstances are taken in to consideration.            

Fast Turn Around

We strive to process your loans application within minutes and get the money you need right away.

No Faxing Required

Send us your documents the fastest way possible by using our online verification.

Easily Apply Online

In less than 5 minutes your application can be submitted to be processed for your same day loan.

Bad Credit Loans in Canada Available Through Various Institutions

Would you like to apply for a credit loan yet do not have a good and reputable record in credit loan history? People, especially Canadians, with bad credit loans in Canada may or may not have any opportunities in the credit world. This is true when you apply for credit in banks and other lending companies that only offers secured personal loans. However there are many Canadian loan or lending companies that accept applications even with an unimpressive credit line. These lending companies offer loans especially when it is for emergency use as long as the person borrowing money pays using his or her regular payday cheque. For those with bad credit loans in Canada, this is the answer to your emergency financial needs. Below is simple information on credit companies that can help those who need money fast yet has bad credit records.

Canadian Loans for Bad Credit

Picture of Bad Credit Loans in Canada - Cash instantly! These Canadian institutions are offering easy credit for those with records that are not so impressive. There is Money Mart. It is especially for those who are a little short on cash. Whether cash is needed to pay bills, car repairs, Money Mart can assist you in getting the cash you need in an instant. It is fast and hassle-free way to get a loan even with those who have bad credit loans in Canada. Why you can even apply online! There is also Payday Ninja where they say loan service can be provided for borrowers in no time. Credit rating is not that important but it is simple and accessible. For those with paydays that are only a few days away, this is the best choice! Another lending company known in Canada is Dollars Direct where it provides easy cash as early as the next day. You can have the cash needed in just a few presses of the finger on your bank account. This lending company does not need a fax application form and for those with bad credit loans in Canada, no special requirements are needed. You can apply for up to $1,500 in your account.
Mogo is another loan service provider that can let you borrow for up to $1,500 after 30 days at almost half of a payday loan’s price rate. Their payment term is as simple as paying through depositing directly and only $1,500 income per year is required alongside being a regular employee of at least 3 months and up. Another Canadian loan company located in Alberta called Red Leaf Loans offer hassle-free ways for those who are short in cash but payday is just a few more days away. Those with bad credit loans in Canada can take advantage of this. You can apply for bad credit loans in Canada via online or by telephone and the loan of up to maximum $1,500 in the bank, deposited directly, is easy to get. Another on the list of Credit Companies providing bad credit loans in Canada is Canada Loan Source. During emergency, this lending company easily approves urgent or emergency applications where requirements to apply are very minimal to be approved and you don’t need a good credit record. People with a record of bad credit loans in Canada are welcome. They may apply online and funds are received in as fast as 24 hours after application.
Aside from applying even with a bad credit track, approval is also that easy. As long as you are employed and employed for 3 months or more, the reason for the need is viable and has a good employment status. For more details of the above lending companies, you may search for them in the internet and even apply online.

Bad Credit Loans in Canada Video