Borrow Up To $1,500

The easiest way to get the fastest loan in Canada

5-minute application and
no credit check

Excellent

Rob
Rob
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Really easy to use and quick fast with no hassle
Karie
Karie
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Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
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You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
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Quick and reliable!👍👍👍
Customer
Customer
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Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
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Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
 Happy customer
Happy customer
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Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
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Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
 D. Ackles
D. Ackles
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Great service provided by great people. Always.
Customer
Customer
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Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
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They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
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You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
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Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
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Trusted Lender

Secure Application

Fast Approvals

How To Get Bad Credit Loans In Canada

1. Apply Online

Our online, secure application form only takes a few minutes to complete.

2. Get Approved

It takes around 30* minutes for us to make a decision on your loan application during business hours.

3. Get Your Money

Once approved, you should receive an E-mail Transfer transfer in 30* minutes.

All Types of Income Accepted

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why Get Bad Credit Loans In Canada from Focus Cash Loans?

Trusted Lender Since 2008

We have been helping Canadians to meet their short term financial needs for the past 12 years.

Apply Online Anytime 24/7

Fill out our easy online loan application form and borrow up to $1500 instantly!

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks and have a personalized approach to every loan application.

Instant Interac e-Transfers

If you need money, you need it fast. Receive Interac e-Transfers within minutes of being approved.

No Hidden Fees Or Charges

When you get a payday loan from us, there are no hidden fees or extra hidden charges.

We are the leading provider of Bad Credit Loans In Canada since 2008.

Bad Credit Loans in Canada Available Through Various Institutions

Would you like to apply for a credit loan yet do not have a good and reputable record in credit loan history? People, especially Canadians, with bad credit loans in Canada may or may not have any opportunities in the credit world. This is true when you apply for credit in banks and other lending companies that only offer secured personal loans. However, there are many Canadian loan or lending companies that accept applications even with an unimpressive credit line. These lending companies offer loans especially when it is for emergency use as long as the person borrowing money pays using his or her regular payday cheque. For those with bad credit loans in Canada, this is the answer to your emergency financial needs. Below is simple information on credit companies that can help those who need money fast yet has bad credit records.
Canadian Loans for Bad Credit

These Canadian institutions are offering easy credit for those with records that are not so impressive. There is Money Mart. It is especially for those who are a little short on cash. Whether cash is needed to pay bills, car repairs, Money Mart can assist you in getting the cash you need in an instant. It is a fast and hassle-free way to get a loan even with those who have bad credit loans in Canada. Why you can even apply online! There is also Payday Ninja where they say loan service can be provided for borrowers in no time. Credit rating is not that important, but it is simple and accessible. For those with paydays that are only a few days away, this is the best choice! Another lending company known in Canada is Dollars Direct where it provides easy cash as early as the next day. You can have the cash needed in just a few presses of the finger on your bank account. This lending company does not need a fax application form, and for those with bad credit loans in Canada, no special requirements are needed. You can apply for up to $1,500 in your account.

Mogo is another loan service provider that can let you borrow for up to $1,500 after 30 days at almost half of a payday loan’s price rate. Their payment term is as simple as paying through depositing directly and only $1,500 income per year is required alongside being a regular employee of at least 3 months and up. Another Canadian loan company located in Alberta called Red Leaf Loans offer hassle-free ways for those who are short in cash, but payday is just a few more days away. Those with bad credit loans in Canada can take advantage of this. You can apply for bad credit loans in Canada via online or by telephone and the loan of up to a maximum of $1,500 in the bank, deposited directly, is easy to get. Another on the list of Credit Companies providing bad credit loans in Canada is Canada Loan Source. During an emergency, this lending company easily approves urgent or emergency applications where requirements to apply are very minimal to be approved and you don’t need a good credit record. People with a record of bad credit loans in Canada are welcome. They may apply online and funds are received in as fast as 24 hours after application.

Aside from applying even with a bad credit track, approval is also that easy. As long as you are employed and employed for 3 months or more, the reason for the need is viable and has a good employment status. For more details of the above lending companies, you may search for them in the internet and even apply online.