Get up to $1,500 into your bank account in 30* minutes!

How The Loan Process Works


Apply Online

Applying with Focus Financial is fast and easy, simply fill out our secure and easy application form.


Get Approved

Get approved for a loan in as little as 30* minutes during our regularly scheduled business hours.


  Instant Funding

Once approved, you can receive the funds via E-Mail transfer within 30 minutes*.

Why should you loan with Focus Financial? 

Trusted Lender

We have been supplying Canadians with short term loans for the past 10 years, come see why we are the preferred payday loan provider. 

Quality Customer Service

Got any questions? Please call or email us right away and our staff will guide you through the way.

High Approval Rate

Every application is based on a per person basis and all circumstances are taken in to consideration.            

Fast Turn Around

We strive to process your loans application within minutes and get the money you need right away.

No Faxing Required

Send us your documents the fastest way possible by using our online verification.

Easily Apply Online

In less than 5 minutes your application can be submitted to be processed for your same day loan.

Bad Credit Loans Lenders To Turn To

With a bad credit, it is very possible to get a loan lender who will still trust that you will repay back the money you will borrow from them. There are money lenders out there who still believe in the ability of people to repay back their loan even if they are having a bad credit at the moment. These are the money lenders who believe in the inevitability of financial needs. They will still trust you with so much money, some without asking about any credit checks. If therefore you are facing a bad credit situation and you are in need of financial back up, you do not need to sit back and wait until that time you will ever repair your credit. There are bad credit loans lenders who can help you a lot.

It Is Not Too Late To Go To Bad Credit Loans Lenders

Bad Credit Loans Lenders - Get Cash Instantly!Banks are major bad credit loans lenders that you can easily turn to for financial support despite your bad credit issue. Almost all banks in Canada issue out bad credit loans to their unfortunate clients who are facing a bad credit situation. Your regular bank is therefore your first stop in case you need some money for a certain need that cannot wait until that time when you will be able to get a loan freely. In case of an emergency need, the bank will most likely overlook your credit situation and give you the money that you really need. In most cases, banks issue out loans for bad credit as per the credit score of the borrower; this is what they use to calculate the repayment interest. But this is better than not being able to get any money anyway.
There are also online bad credit loans lenders that can be of a very good help in case you need money for an urgent need despite your bad credit situation. Online bad credit lenders do not base their loan issuance with the credit score, like most banks will do. They will issue out the money you need, whether a small or a huge loan, provided that you will repay the money as per the agreed terms. The main advantage in getting a loan online is that you will get it fast, and stress free as compared to a loan from the bank where so many documents are required and you will be kept waiting for sometime before the money is issued out. Searching for these online lenders in the internet will land you to a good one that can help you out.
Many credit unions in the country too issue out bad credit loans. The good thing about these bad credit loans lenders is that they do not even care about your bad credit situation as long as you are in need of some money. The unions too do not care so much about what you will do the money as long as you repay back the money as per the agreed terms and conditions. They issue out money to any person who is facing a bad credit situation and is in need of financial support.
Bad credit loans lenders are all over in the country. It is easy to get them whenever you are in such a situation. You can either look online or ask around from people who have acquired a similar loan in the past, since it is likely that so many people have done the same in the past. Having a bad credit does not mean that you do not qualify for any financial support. As long as you know where to go, you can get a good lender and deal with your need.

Bad Credit Loans Lenders Video