Borrow Up To $1,500

The easiest way to get the fastest loan in Canada

5-minute application and
no credit check

Excellent

Rob
Rob
Read More
Really easy to use and quick fast with no hassle
Karie
Karie
Read More
Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
Read More
You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
Read More
Quick and reliable!👍👍👍
Customer
Customer
Read More
Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
Read More
Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
 Happy customer
Happy customer
Read More
Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
Read More
Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
 D. Ackles
D. Ackles
Read More
Great service provided by great people. Always.
Customer
Customer
Read More
Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
Read More
They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
Read More
You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
Read More
Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
Previous
Next

Trusted Lender

Secure Application

Fast Approvals

Bad Credit Loans Lenders - Our Advantages

1. Apply Online

Our online, secure application form only takes a few minutes to complete.

2. Get Approved

It takes around 30* minutes for us to make a decision on your loan application during business hours.

3. Get Your Money

Once approved, you should receive an E-mail Transfer transfer in 30* minutes.

All Types of Income Accepted

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why Focus Cash Loans is the Best Bad Credit Loans Lender to Deal with?

Trusted Lender Since 2008

We have been helping Canadians to meet their short term financial needs for the past 12 years.

Apply Online Anytime 24/7

Fill out our easy online loan application form and borrow up to $1500 instantly!

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks and have a personalized approach to every loan application.

Instant Interac e-Transfers

If you need money, you need it fast. Receive Interac e-Transfers within minutes of being approved.

No Hidden Fees Or Charges

When you get a payday loan from us, there are no hidden fees or extra hidden charges.

We are the leading Bad Credit Loans Lenders since 2008.

Bad Credit Loans Lenders To Turn To

With a bad credit, it is very possible to get a loan lender who will still trust that you will repay back the money you will borrow from them. There are money lenders out there who still believe in the ability of people to repay back their loan even if they are having a bad credit at the moment. These are the money lenders who believe in the inevitability of financial needs. They will still trust you with so much money, some without asking about any credit checks. If, therefore, you are facing a bad credit situation and you are in need of financial back up, you do not need to sit back and wait until that time you will ever repair your credit. There are bad credit loans lenders who can help you a lot.

It Is Not Too Late To Go To Bad Credit Loans Lenders

Banks are major bad credit loans lenders that you can easily turn to for financial support despite your bad credit issue. Almost all banks in Canada issue out bad credit loans to their unfortunate clients who are facing a bad credit situation. Your regular bank is therefore your first stop in case you need some money for a certain need that cannot wait until that time when you will be able to get a loan freely. In case of an emergency need, the bank will most likely overlook your credit situation and give you the money that you really need. In most cases, banks issue out loans for bad credit as per the credit score of the borrower; this is what they use to calculate the repayment interest. But this is better than not being able to get any money anyway.

There are also online bad credit loans lenders that can be of a very good help in case you need money for an urgent need despite your bad credit situation. Online bad credit lenders do not base their loan issuance with the credit score, like most banks will do. They will issue out the money you need, whether a small or a huge loan, provided that you will repay the money as per the agreed terms. The main advantage in getting a loan online is that you will get it fast and stress free as compared to a loan from the bank where so many documents are required, and you will be kept waiting for sometime before the money is issued out. Searching for these online lenders in the internet will land you to a good one that can help you out.

Many credit unions in the country too issue out bad credit loans. The good thing about these bad credit loans lenders is that they do not even care about your bad credit situation as long as you are in need of some money. The unions too, do not care so much about what you will do the money as long as you repay back the money as per the agreed terms and conditions. They issue out money to any person who is facing a bad credit situation and is in need of financial support.

Bad credit loans lenders are all over in the country. It is easy to get them whenever you are in such a situation. You can either look online or ask around from people who have acquired a similar loan in the past, since it is likely that so many people have done the same in the past. Having a bad credit does not mean that you do not qualify for any financial support. As long as you know where to go, you can get a good lender and deal with your need.