Get up to $1,500 into your bank account in 30* minutes!

How The Loan Process Works


Apply Online

Applying with Focus Financial is fast and easy, simply fill out our secure and easy application form.


Get Approved

Get approved for a loan in as little as 30* minutes during our regularly scheduled business hours.


  Instant Funding

Once approved, you can receive the funds via E-Mail transfer within 30 minutes*.

Why should you loan with Focus Financial? 

Trusted Lender

We have been supplying Canadians with short term loans for the past 10 years, come see why we are the preferred payday loan provider. 

Quality Customer Service

Got any questions? Please call or email us right away and our staff will guide you through the way.

High Approval Rate

Every application is based on a per person basis and all circumstances are taken in to consideration.            

Fast Turn Around

We strive to process your loans application within minutes and get the money you need right away.

No Faxing Required

Send us your documents the fastest way possible by using our online verification.

Easily Apply Online

In less than 5 minutes your application can be submitted to be processed for your same day loan.

Revolving Door of Needing Bad Credit Loans Today

What does having good credit feel like? This might seem like a trick question to a lot of Canadians. If you don’t know the answer to this question, the joke is not on you. If bad credit loans today is what you have running through your mind, you know first hand how hard it is to secure a loan without collateral or acceptable credit. Although many Canadians don’t know what good credit feels like, the feeling of bad credit is floating through the streets like a contagious virus. It is grabbing hold to everyone and everything in its path. There is no antivirus pill that is available to fix bad credit fast. If there were, it would be off the shelves as soon as it is put out. I know many would buy several stashes for a rainy day. How about you? It is like a bad record playing in your ear…”bad credit loans today” over and over again. What can you do to stop it? The first step to resolving the problem is starting with what caused it. This has to start with you. If you are ready for improvement, pull out your mirror.

Getting over Needing Bad Credit Loans Today

Picture of Bad Credit Loans Today - Start Today to Get Bad Credit Loans!Payday advances is a loan that typical bad credit households have had to utilize one time or another. They are very convenient when you need them and they come in the right knick of time. Especially when you really need the money fast. Although they are very reliable when you need them, no one wants to have to ALWAYS think that when problems arise, they need bad credit loans today. Everyone wants to improve and with improvement comes better credit. The first step to fixing your bad credit woos is to improve how you pay your bills. Regardless if it is going to reflect on your credit report or not, you should always practice good payment habits. Why wait? You should start now! It feels good to walk into a bank, confident that your application WILL be approved. The confidence that you have in yourself is greater than any intimidation tricks that the loan officer may try to do. If you search for bad credit loans today, your clothing choice makes no difference. Many people think that if you go to the bank dressed to impress and appear as if you have decent credit, this could possibly influence your loan application in some way.  I am here to tell you that this makes no difference what so ever. An improvement in your credit score is the only thing that is going to get you to graduate up to low interest personal loans. It is not going to be easy but if you can make a couple of sacrifices, you can make the transition much easier from always having to rely on bad credit loans today. Changing the way you spend as well as pay debts is the only way to get on track with your goals of wanting better credit. What could an improvement for your credit score mean for you? It could be that new job. Many years ago, checking your credit was only done when you request credit. This is not the case now. Bad credit could stop you from securing a higher paying job. If you had better credit, that new mortgage might suddenly become reasonable with ability to get a lower interest rate. There are so many advantages to having good credit. Until you are in the position to enjoy those benefits, you could still get approved for bad credit loans today.

Bad Credit Loans Today Video