Get up to $1,500 into your bank account in 30* minutes!

How The Loan Process Works


Apply Online

Applying with Focus Financial is fast and easy, simply fill out our secure and easy application form.


Get Approved

Get approved for a loan in as little as 30* minutes during our regularly scheduled business hours.


  Instant Funding

Once approved, you can receive the funds via E-Mail transfer within 30 minutes*.

Why should you loan with Focus Financial? 

Trusted Lender

We have been supplying Canadians with short term loans for the past 10 years, come see why we are the preferred payday loan provider. 

Quality Customer Service

Got any questions? Please call or email us right away and our staff will guide you through the way.

High Approval Rate

Every application is based on a per person basis and all circumstances are taken in to consideration.            

Fast Turn Around

We strive to process your loans application within minutes and get the money you need right away.

No Faxing Required

Send us your documents the fastest way possible by using our online verification.

Easily Apply Online

In less than 5 minutes your application can be submitted to be processed for your same day loan.

How To Borrow From Bad Credit No Credit Loans As A Student

Most students, despite the fact that they need financial support so much so that they can foot their education needs, they do not usually have any credit establishment to show that they really qualify to get the loans. It is also possible to see such a student already having a bad credit from previous loans and they still need so much money for their college needs. This does not mean that such students cannot get a way with financial support at all but not bad credit no credit loans. In fact, there are so many ways in which such a student can get a loan or any financial support of any other kind.

Bad Credit No Credit Loans Can Be A Good Alternative

Picture of Bad Credit No Credit LoansBefore a student starts thinking of bad credit no credit loans, they need to consider various alternatives. Thinking of alternatives will help the student to avoid getting more loans which they could not even be able to pay in the future, making their credit worse. There are so many alternatives that students can consider like education bursaries, which fund students who are needy, that is if the student is needy at all. The money can go a long way in helping the student and he will not need any other loans for the same. The good thing is that the money is allocated as per the financial need of a student. But the problem can only come if the student is not needy at all and they need the money for other uses. That is when they have to look for bad credit no credit loans from other money lending institutions.
Government grants and scholarships are other alternatives that a student can consider in the place of bad credit no credit loans. Government grants are freely issued to any student in need of financial support. There are so many, therefore a student can get a grant as per their needs. The student is only required to pay back the grant long after they have got a job that can enable them to repay the grant; therefore this will not affect the bad credit that they already have. The government will not even ask for credit establishment or any guarantee from the student in need of the grant. The scholarships, just like the bursaries are issued out but only for the needy and they can be of so much help to the student.
A student can also consider a government funded loan in place of other bad credit no credit loans from money lending institutions. There are so many loans that the government issues out to students and they do not require any form of security. The government does not even consider student’s bad credit when issuing these loans. That is why they may be a good way to fund whatever you need as a student even when you have so many other loans that are yet to be paid.
A student who is not needy may not qualify for the so many alternatives that have been mentioned in this article because most of them are issued out to needy students, but this does not mean that students who are not needy do not need the money. He may consider looking for the bad credit no credit loans anyway. In order to get these loans, the student will need a co-signer. The co-signer may be a relative who has a good credit, so that the student can get the loans despite their bad credit situation. With a co-signer, the student will not need any credit to prove that they can repay the loan because a co-signer is enough proof for that.

Bad Credit No Credit Loans Video