Borrow Up To $1,500

The easiest way to get the fastest loan in Canada

5-minute application and
no credit check

Excellent

Rob
Rob
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Really easy to use and quick fast with no hassle
Karie
Karie
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Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
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You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
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Quick and reliable!👍👍👍
Customer
Customer
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Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
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Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
 Happy customer
Happy customer
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Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
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Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
 D. Ackles
D. Ackles
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Great service provided by great people. Always.
Customer
Customer
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Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
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They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
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You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
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Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
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Trusted Lender

Secure Application

Fast Approvals

How To Get Bad Credit Payday Loan

1. Apply Online

Our online, secure application form only takes a few minutes to complete.

2. Get Approved

It takes around 30* minutes for us to make a decision on your loan application during business hours.

3. Get Your Money

Once approved, you should receive an E-mail Transfer transfer in 30* minutes.

All Types of Income Accepted

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why Get Bad Credit Payday Loan from Focus Cash Loans?

Trusted Lender Since 2008

We have been helping Canadians to meet their short term financial needs for the past 12 years.

Apply Online Anytime 24/7

Fill out our easy online loan application form and borrow up to $1500 instantly!

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks and have a personalized approach to every loan application.

Instant Interac e-Transfers

If you need money, you need it fast. Receive Interac e-Transfers within minutes of being approved.

No Hidden Fees Or Charges

When you get a payday loan from us, there are no hidden fees or extra hidden charges.

We are the leading provider of Bad Credit Payday Loan since 2008.

Bad Credit Payday Loan to make your Times Good!

For all the unexpected situations, bad credit payday loan is worth giving a try as it can solve all your financial emergencies. You might be thinking why one should make use of payday loans in emergency situations where there are a number of other options available. But, think about it what more can you ask for rather than an easy, convenient, fast and secure and instant way of getting money and that too with lower interest rates.

So, next time when your credit card payments are due or a wedding anniversary in the family or in case the car breaks down, you know what to do for an immediate solution. A payday loan can be your best friend in times of quick cash needs. All that you need to be is at least 19 years old with a contact number where you can be reached easily. And, you should have a bank account to do the quick transfer of money that you need the most. You must be an active employee from at least the past two months. Yes, it is this simple and easy to get qualified for the fastest loans in the industry.

Bad Credit Payday Loan makes it easy to Qualify:

Bad Credit Payday Loan can be your most dependable money tool in times of desperate needs. The application process is quite simple and is easy to fill up. You don’t need to wait for the bank to approve the loan for days and months as you can get your loan approved in just minutes with a bad credit payday loan. As the name indicates, even if you have a bad credit, you could qualify for the loan, and that is the best part of these marvelous loans available readily at anytime of the day.

And, yes, you absolutely don’t need to fax any kind of documents to get approved, and this makes it even more desirable and beautiful with bad credit payday loan. Your money is waiting to be taken by you at this wonderful loan company! Don’t miss this chance and make the most out of it even when you have a bad credit with the best available payday loans in Canada.

Especially, as the cost of living is rising at a higher rate, it is quite obvious to spend more than the amount earned. This is a reliable short term source that can be used intelligently to get the best benefits at affordable rates. You can depend on the most knowledgeable staff that is there to present you with all answers for any questions regarding payday loans.

Generally, banks do not provide loans to people with bad credit history, but, at intense times where you are searching for cash unendingly, bad credit payday loan can be the best way. It could be very frustrating and helpless, especially if your bank balance is empty. Such challenging times can be daringly met with the aid of payday loans Canada and that too in time. It takes no more than five minutes to fill up the application and wait for the quick approval. Bad credit payday loan is created just to meet your needs with great time sensibility.

Don’t you worry when you have a little less than perfect credit rating as bad credit payday loan could get approved; with the help of this special opportunity, you could even improve your credit rating and maintain a healthy financial status. Refer this wonderful loan to as many friends and folks as you can to bring them all to this most sensational loan facility.