Get up to $1,500 into your bank account in 30* minutes!

How The Loan Process Works


Apply Online

Applying with Focus Financial is fast and easy, simply fill out our secure and easy application form.


Get Approved

Get approved for a loan in as little as 30* minutes during our regularly scheduled business hours.


  Instant Funding

Once approved, you can receive the funds via E-Mail transfer within 30 minutes*.

Why should you loan with Focus Financial? 

Trusted Lender

We have been supplying Canadians with short term loans for the past 10 years, come see why we are the preferred payday loan provider. 

Quality Customer Service

Got any questions? Please call or email us right away and our staff will guide you through the way.

High Approval Rate

Every application is based on a per person basis and all circumstances are taken in to consideration.            

Fast Turn Around

We strive to process your loans application within minutes and get the money you need right away.

No Faxing Required

Send us your documents the fastest way possible by using our online verification.

Easily Apply Online

In less than 5 minutes your application can be submitted to be processed for your same day loan.

Bad Credit Payday Loans

Bad credit payday loans – A Smart way to overcome your Troubles!

For, anyone who has financial emergency and cannot afford to wait until the next pay date, bad credit payday loans can be your best bet. Moreover, if one has a bad credit history it becomes even more difficult to get money as bank does not give loans to a person who has a bad credit history. However, there is nothing to worry as bad credit payday loans provide loans irrespective of having a good or bad credit history. Bad credit payday loans are like an immediate solution to all your financial problems.

Picture of $5 bill obtained via means of Bad Credit Payday Loans

Bad credit payday loans are designed to get you out of the temporary jams and solve your problems instantly. Today, with the growing prices and inflation, we come across situations where we are out of cash and the payday is weeks far. Sometimes, there are many expenses that pop up which you never planned for and with the limited money in hand it becomes difficult.

Thanks to the bad credit payday loans, these days you don’t even have to go out and search for lender who provides bad credit payday loans. With just one click you can simply solve all your financial problems. All you have to do is just filling in the simple online form and once you are qualified, you get a message from the loan giving company. Later, you get the money directly transferred into your bank account. It might take few hours usually 10-12 hours. If the following day is a bank holiday, then it might take up to 24 hours of time.

Requirements to qualify for bad credit Payday Loans:

1. The applicant who has applied for the loan should be at least 19 years of age.

2. The applicant should be employed for more than two months or more.

3. The applicant should have a savings account.

4. The applicant should be a legal resident of Canada.

5. The applicant should have a monthly income of at least $1000.

6. The applicant should have a telephone number where he/she can be contacted.

If a person qualifies for these simple requirements, then he can get a loan very easily. However, the applicant has to ensure that the details that are given are genuine, as most of the applications are rejected if they are not authentic. The process is fast and this is good for people who have a bad credit history and require cash instantly.

The loan giving company will inquire you your name, full address, a social security number and sometimes might ask for a personal check.

From bad credit payday loans you can get cash of $100-$1500, in some cases some lenders might also give you more than $1500. Not only this loan helps in providing cash instantly, but can also, help people in improving the credit rating.

So, bad credit payday loans not only provide peace of mind, but also, provide freedom for monetary security. For all the financial emergencies, you can simply rely on bad credit payday loans. As almost everyone can get this loan without any hassle, instantly.

Thanks to the competition between the financial companies, the interest rates are slashed down; the result is you can get a loan at a very less interest rate. So, bad credit payday loans will definitely not make a hole in your pocket, unlike the other loans from the lenders. For all short-term monetary help, this is a perfect available choice.


Gone are the days when people used to run after banks, these days people are smarter and directly get money from one click through bad credit payday loans.