Borrow Up To $1,500

The easiest way to get the fastest loan in Canada

5-minute application and
no credit check

Excellent

Rob
Rob
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Really easy to use and quick fast with no hassle
Karie
Karie
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Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
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You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
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Quick and reliable!πŸ‘πŸ‘πŸ‘
Customer
Customer
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Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
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Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
 Happy customer
Happy customer
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Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
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Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
 D. Ackles
D. Ackles
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Great service provided by great people. Always.
Customer
Customer
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Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
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They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
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You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
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Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
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Trusted Lender

Secure Application

Fast Approvals

How To Get Bad Credit Payday Loans

1. Apply Online

Our online, secure application form only takes a few minutes to complete.

2. Get Approved

It takes around 30* minutes for us to make a decision on your loan application during business hours.

3. Get Your Money

Once approved, you should receive an E-mail Transfer transfer in 30* minutes.

All Types of Income Accepted

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why Get Bad Credit Payday Loans from Focus Cash Loans?

Trusted Lender Since 2008

We have been helping Canadians to meet their short term financial needs for the past 12 years.

Apply Online Anytime 24/7

Fill out our easy online loan application form and borrow up to $1500 instantly!

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks and have a personalized approach to every loan application.

Instant Interac e-Transfers

If you need money, you need it fast. Receive Interac e-Transfers within minutes of being approved.

No Hidden Fees Or Charges

When you get a payday loan from us, there are no hidden fees or extra hidden charges.

We are the leading provider of Bad Credit Payday Loans since 2008.

Bad credit payday loans – A Smart way to overcome your Troubles!

For anyone who has a financial emergency and cannot afford to wait until the next pay date, bad credit payday loans can be your best bet. Moreover, if one has a bad credit history, it becomes even more difficult to get money as the bank does not give loans to a person who has a bad credit history. However, there is nothing to worry as bad credit payday loans provide loans irrespective of having a good or bad credit history. Bad credit payday loans are like an immediate solution to all your financial problems.

Bad credit payday loans are designed to get you out of the temporary jams and solve your problems instantly. Today, with the growing prices and inflation, we come across situations where we are out of cash and the payday is weeks far. Sometimes, there are many expenses that pop up which you never planned for, and with the limited money in hand, it becomes difficult.

Thanks to the bad credit payday loans, these days you don’t even have to go out and search for a lender who provides bad credit payday loans. With just one click you can simply solve all your financial problems. All you have to do is just filling in the simple online form and once you are qualified, you get a message from the loan giving company. Later, you get the money directly transferred into your bank account. It might take few hours, usually 10-12 hours. If the following day is a bank holiday, then it might take up to 24 hours of time.
Requirements to qualify for bad credit Payday Loans:

1. The applicant who has applied for the loan should be at least 19 years of age.
2. The applicant should be employed for more than two months or more.
3. The applicant should have a savings account.
4. The applicant should be a legal resident of Canada.
5. The applicant should have a monthly income of at least $1000.
6. The applicant should have a telephone number where he/she can be contacted.

If a person qualifies for these simple requirements, then he can get a loan very easily. However, the applicant has to ensure that the details that are given are genuine, as most of the applications are rejected if they are not authentic. The process is fast and this is good for people who have a bad credit history and require cash instantly.

The loan giving company will inquire you your name, full address, a social security number and sometimes might ask for a personal check.

From bad credit payday loans you can get cash of $100-$1500, in some cases, some lenders might also give you more than $1500. Not only this loan helps in providing cash instantly, but it can also help people in improving the credit rating.

So, bad credit payday loans not only provide peace of mind, but also, provide freedom for monetary security. For all the financial emergencies, you can simply rely on bad credit payday loans. As almost everyone can get this loan without any hassle, instantly.

Thanks to the competition between the financial companies, the interest rates are slashed down; the result is you can get a loan at a very less interest rate. So, bad credit payday loans will definitely not make a hole in your pocket, unlike the other loans from the lenders. For all short-term monetary help, this is a perfect available choice.

Gone are the days when people used to run after banks, these days people are smarter and directly get money from one click through bad credit payday loans.