Get up to $1,500 into your bank account in 30* minutes!

How The Loan Process Works


Apply Online

Applying with Focus Financial is fast and easy, simply fill out our secure and easy application form.


Get Approved

Get approved for a loan in as little as 30* minutes during our regularly scheduled business hours.


  Instant Funding

Once approved, you can receive the funds via E-Mail transfer within 30 minutes*.

Why should you loan with Focus Financial? 

Trusted Lender

We have been supplying Canadians with short term loans for the past 10 years, come see why we are the preferred payday loan provider. 

Quality Customer Service

Got any questions? Please call or email us right away and our staff will guide you through the way.

High Approval Rate

Every application is based on a per person basis and all circumstances are taken in to consideration.            

Fast Turn Around

We strive to process your loans application within minutes and get the money you need right away.

No Faxing Required

Send us your documents the fastest way possible by using our online verification.

Easily Apply Online

In less than 5 minutes your application can be submitted to be processed for your same day loan.

Trying to Achieve the Impossible before Bad Credit Personal Signature Loans

Many people have not heard of bad credit personal signature loans. A traditional signature loan is an unsecured loan with a fixed term to be used for a specific intent. They offer long-term solutions for consumers. There is a catch regrettably. You might have already guessed it. Your payment history has to be up to part. Where does that leave the majority of the applicants? Before the 1990’s it left many in the doghouse. Because of everyone financial circumstances, borrowing from a family member or friend Picture of Bad Credit Personal Signature Loans - Get bad credit signature loans from a direct online lender.might not be an option. Loans can be difficult to obtain with a bad credit rating. Many consumers don’t have collateral in place of their credit score. That is where bad credit personal signature loans are helpful. Many believe that these types of loans are unheard of. Be sure to know your credit score. Educate your self on what your credit score details. Your credit score details your applicants credit worthiness across multiple credit agencies. This score will include bankruptcies, late payments, as well as a host of other listing. Like many loan applicants individuals apply to loans blindly without any clue on the criteria. If your credit score fails to reflect who you really are, don’t fret. There is a second door. If you just walk through you will realize that there is hope on the other side.

Bad Credit Personal Signature Loans Creates Peace

If you have been on the other side of the table, you know how difficult it is to swallow a denial letter for a personal loan. Many consumers utilize signature loans in times of despair. In today’s economy, who doesn’t need to borrow money sometimes? If this describes you, a bad credit loan could be your life jacket. These loans require no collateral. They are approved quickly and the requirements are minimal.

Requirements are as follows:

  •  At least 19 years of age
  •  Employed at least two (2) months
  •  Have a valid checking account in your name
  •  Have a valid telephone number

Bad credit personal signature loans are the easiest application to complete. Many applicants are approved within minutes and have their money in their accounts as speedy as a few hours or as long as 24 hours. This time frame is drastically faster than traditional personal signature loans. A vast majority of traditional personal signature loans processing can take anywhere from 10 days to 30 days. Depending on the purpose of your loan, that could be detrimental to your situation. These loans provide a foundation for you to make it to your next payday. Just as all loans, there are fees associated with bad credit personal signature loans. Remember, nothing is for free. These fees range from $10 to $20 per every hundred borrowed. Review fee information carefully. Overdraft fees from your bank and interest on cash advances from your credit card are typically higher than the proposed loan. A lot of credit card holders are not aware that cash advances on credit cards do not carry a grace period. Interest fees start as soon as the cash is in your hands. They also carry an upfront fee of 2% to 4% of the amount that you requested to be advanced. Overdraft fees still plague consumers. The Federal Reserve changed rules on how banks handle debit card overdrafts. Bad credit personal signature loans are not to be considered as a long-term loan option. Bad credit loans are a short-term source of credit. Although the loan amount is normally based on your salary, you should only borrow what you need.

Bad Credit Personal Signature Loans Video