Get up to $1,500 into your bank account in 30* minutes!

How The Loan Process Works


Apply Online

Applying with Focus Financial is fast and easy, simply fill out our secure and easy application form.


Get Approved

Get approved for a loan in as little as 30* minutes during our regularly scheduled business hours.


  Instant Funding

Once approved, you can receive the funds via E-Mail transfer within 30 minutes*.

Why should you loan with Focus Financial? 

Trusted Lender

We have been supplying Canadians with short term loans for the past 10 years, come see why we are the preferred payday loan provider. 

Quality Customer Service

Got any questions? Please call or email us right away and our staff will guide you through the way.

High Approval Rate

Every application is based on a per person basis and all circumstances are taken in to consideration.            

Fast Turn Around

We strive to process your loans application within minutes and get the money you need right away.

No Faxing Required

Send us your documents the fastest way possible by using our online verification.

Easily Apply Online

In less than 5 minutes your application can be submitted to be processed for your same day loan.

Bad Credit Unsecured Loans Jibber Jabber

Do you understand credit lingo? Many credit applications can be confusing. The contracts for the loans are even worst. Although bad credit unsecured loans is simple to understand, there are some terminology in reference to these types of knows that applicants should understand. By understand the terminology of loan documents; it is better to manage the loan. Many people have failed to educate their selves on the language of loan contracts. You cannot receive your driver license without reading a driver hand book first so why would you sign a contract you do not understand. After you sign a contact, you are legally binding by that documents. It does not matter of the contract was hand written, typed on a typewriter, or signed electronically. All serves as evidence that you agreed entered an agreement with a lender.

Dissection of Bad Credit Unsecured Loans

Picture of Bad Credit Unsecured LoansBad credit unsecured loans has the same choice of word as traditional unsecured personal loans. Some terminology that might sound familiar is interest rate, fees, term, principal, finance charges, and automatic payment. Do any other these terms ring a bell? Automatic payment is the simplest of the bunch. Automatic payment is set up out of your bank account or credit card. Most bad credit unsecure loans require that you have a bank account in your name. By electing automatic payment, you can ensure that you payment arrived to the lender. No more checks in the mail or phone payments for your bad credit unsecured loans. The lender feels more confident in knowing that the payment WILL be received.  Fees are added to loan packages if there were things such as application fees, administrative fees, etc. It is important to know how the lender calculates fees. The term of the loan refers to the number of payments that the loan is to be paid in full. If there are any changes made to your loan, please ensure that you have it in writing and your loan contract is re-written. Many loans have what they call a prepayment penalty. If you obtained a $5000 unsecured personal signature loan, you could be penalized a certain percentage for paying off our loan in six (6) months in opposed to the originally year that was calculated in the loan contract. Bad credit unsecured loans does not have this. In reality, the lender loves when their customers pay their loans back fast. It keeps the business thriving. By paying the loan in full, you will have zeroed out your principal. This is great for business! Have you ever picked apart your loan contract? Do you know what you are signing? Many people fail to read their contract. This has cause problems and confusion. If there is any confusion, feel free to receive some clarity. Even if you know someone whom has obtained bad credit unsecured loans, ask questions on their experiences If possible, request to view their bad credit unsecured loans contract. Most of the bad credit loans come in the form of a cash advance. Cash advances are not to be used for long-term use. Most payday loan only require minimal things, If you are at least 19 yrs of age, employed for at least 2 months, valid telephone number, and a bank account in your name, you are highly probable to be funded. Live like a rock star and go out on a whim. Get that new car or pay that past due bill. Live your life and if you are ready, submit your application. The bad credit unsecured loans are yours if you want it… All you have to do is apply!

Bad Credit Unsecured Loans Video