Get up to $1,500 into your bank account in 30* minutes!

How The Loan Process Works


Apply Online

Applying with Focus Financial is fast and easy, simply fill out our secure and easy application form.


Get Approved

Get approved for a loan in as little as 30* minutes during our regularly scheduled business hours.


  Instant Funding

Once approved, you can receive the funds via E-Mail transfer within 30 minutes*.

Why should you loan with Focus Financial? 

Trusted Lender

We have been supplying Canadians with short term loans for the past 10 years, come see why we are the preferred payday loan provider. 

Quality Customer Service

Got any questions? Please call or email us right away and our staff will guide you through the way.

High Approval Rate

Every application is based on a per person basis and all circumstances are taken in to consideration.            

Fast Turn Around

We strive to process your loans application within minutes and get the money you need right away.

No Faxing Required

Send us your documents the fastest way possible by using our online verification.

Easily Apply Online

In less than 5 minutes your application can be submitted to be processed for your same day loan.

Canada Bad Credit Loans- Tough Conditions To Be Adhered

What Canada bad credit loans offer is help to those who have a bad credit history and there is no way that all the financial agencies here in Canada can run the risk of lending them loans when they have other credits that they have not yet paid or maybe their records show a poor return of loans offered back in the past. These lending agencies run the risk of helping out people with already bad credit history, which is why they have tough terms and conditions that will also offer security to the money that they are loaning out.

Strict Rules To Be Followed When Seeking For Canada Bad Credit Loans

Canada Bad Credit Loans - No Faxing Required!People apply for Canada bad credit loans because they have no other alternative and they are in need of a fresh loan. Those who apply for such loans are the ones that have a bad credit history and there is a likelihood that the possibility they can get this money from another agency aside from the lending ones is close to nil. So they have no choice but to accept the tough terms and conditions that come with these loans and be willing and ready to work with them no matter what. Why people apply for them? it is completely a matter of bad credits which are still pending.
The consequences of having a bad credit history is one that you have to face if you are a borrower and you need afresh loan from the lending agencies here in Canada. First of all, you have to be aware that the terms and conditions which you will be working under are completely different from the ones in banks and other financial institutions. Terms for Canada bad credit loans have to be tough and the interests that will be charged will of course be in higher rates than the normal charge of the same loan in a bank.
As you borrow this loan, you should be aware of the fact that you will reimburse the total amount of money borrowed plus the interest within a short period of time, not the same as those with relatively good credit histories because they have a financial stability and target that they have met before. Also know that with Canada bad credit loans, according to their terms if the money is not paid back within the agreed time, there are penalties that will include fines and other punishments for not being able to fulfill your part of the deal. This has to be done by these lending agencies so that they can secure the loan that they gave you despite your bad credit history.
Your loan will not be approved simply because you have applied under Canada bad credit loans applications. The lending agency takes a keen look at the financial capability that you have as a borrower and then they decide on the amount of loan that they will lend you. Financial capacity of a borrower affects the amount of loan given in total. Your loan amount will then be fixed payable to the respective borrower when you next choose to apply for the same kind of loan.
Those with secured loans are better off because they are given a loan that is more valuable to the terms and conditions under lending agencies compared to the one that does not have a guarantee. This is because with an unsecured loan application, you as the borrower will have to follow through tough terms and conditions as there I no guarantee that a companies the loan that you will be assisted with. These tough conditions have been put in place because giving credit to a person with a credit history that is not pleasing is already taking a risk.

Canada Bad Credit Loans Video