Borrow Up To $1,500

The easiest way to get the fastest loan in Canada

5-minute application and
no credit check

Excellent

Rob
Rob
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Really easy to use and quick fast with no hassle
Karie
Karie
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Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
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You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
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Quick and reliable!👍👍👍
Customer
Customer
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Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
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Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
 Happy customer
Happy customer
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Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
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Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
 D. Ackles
D. Ackles
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Great service provided by great people. Always.
Customer
Customer
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Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
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They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
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You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
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Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
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Trusted Lender

Secure Application

Fast Approvals

Cash Advance Credit Card vs Payday Loan

1. Apply Online

Our online, secure application form only takes a few minutes to complete.

2. Get Approved

It takes around 30* minutes for us to make a decision on your loan application during business hours.

3. Get Your Money

Once approved, you should receive an E-mail Transfer transfer in 30* minutes.

All Types of Income Accepted

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why Get a loan from Focus Cash Loans vs Geting a Cash Advance Credit Card?

Trusted Lender Since 2008

We have been helping Canadians to meet their short term financial needs for the past 12 years.

Apply Online Anytime 24/7

Fill out our easy online loan application form and borrow up to $1500 instantly!

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks and have a personalized approach to every loan application.

Instant Interac e-Transfers

If you need money, you need it fast. Receive Interac e-Transfers within minutes of being approved.

No Hidden Fees Or Charges

When you get a payday loan from us, there are no hidden fees or extra hidden charges.

Getting a Cash Advance Credit Card might not be the best solution.

Cash Advance Credit Card – Empowers you with Quick Cash

Have you ever received a cheque which barely meets your needs? Are you looking for some fast extra cash as you need to pay those bills quickly? Can you wait until the next pay cheque? If you can’t wait any longer and don’t know how to overcome these tiny problems, then you can immediately apply for cash advance credit card which is available readily to meet your needs. All that you need to do is to fill out an easy application form and just wait for our fast approval. You don’t need to roam in the sun or get drenched in the rain for small cash requirements and definitely don’t need to wait in long queues for someone’s approval. You can just sit in your home or office and apply online easily within just five minutes. Credit card cash advance meets all your needs in just the right time and without any strain on you.

Cash Advance Credit Card is one Great Way to Acquire Money Immediately

The qualifications to avail this loan are quite simple and very easy to fulfill. You need to be an employee at least from the last two months and have a bank account number to do quick online transfers instantly. A cash advance credit card can easily get approved, if you are at least 19 years of age, a Canadian citizen and have a contact number. With such simple easy requirements, you can get the cash that you want in just the perfect time. Cash advance credit card is there for you when you need it the most at anytime of the day.

You do not need to risk at all any of the valuable assets or ask someone to be your collateral for the cash advance as there are already pre determined conditions to get this loan. So, do not worry at all about keeping any collateral as there is absolutely no necessity of such things. This makes cash advance credit card very good and most useful. This kind of loan will help you instantly in getting rid of your financial burden which can be paid off with your next payday cheque. And, once you receive your payment, you can immediately pay off your loan amount that you have taken. You don’t need to ask your employer or your family for some fast cash and you can save a lot of such embarrassments by applying to us straightaway. The best part is even when you have a bad credit rating, you can still avail the loan and there are lots of Canadians who take cash advance credit card even when they have poor credit rating.

Your dog or cat could be ill suddenly and it is the middle of your payday cheque. In such times, you just can’t ignore the medical needs of your pet. All that you need to do is to fill out the application form and just wait for the cash to appear directly in your bank account. You can’t jeopardize the life of your pet until the next payday. You can spread this golden information to all your friends and relatives who are in urgent need of cash just like you. The cash advance credit card is a true miracle in your most dire needs and that too available with easy and simple requirements. There are so many other circumstances where we could feel in the same way deserted, but don’t worry as online cash advance credit card is your best buddy in times of need and is definitely a friend indeed!