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Privacy Policy

Focus Financial Inc. DBA Focus Cash Loans respects your right to privacy and will carefully handle all your personally identifiable information (“Personal Information”) that it collects or obtains in accordance with this privacy policy. Focus Cash Loans may amend this policy from time to time. “You” or “your” refers to you as a customer of […]

Requirements

Requirements to get payday loans

Requirements What are the qualifications to get a payday loan with Focus Cash Loans? The qualifications are simple and easy to meet. If you answer yes to the following questions, you are pre-qualified for a loan with Focus Cash Loans: Are you currently employed or receiving CPP, Private Pension, EI, WCB, CTC or Non-Government Disability […]

How It Works

How payday loans from Focus Cash Loans work

Getting a loan with Focus Cash Loans is easy & fast! Payday loans are a great way to bridge a financial gap you may have between paydays. Whether you need to pay an unexpected bill or cover an emergency expense, focus on cash loans. Whether you are a waitress at the nearby pub or a […]

Questions

Payday Loans Questions

What is a payday loan? A payday loan is a small, short-term loan that is meant to be paid back on your next payday. Payday loans are really helpful when needing to cover important or emergency costs that if not covered, would otherwise cause financial burden and stress. How do I get a payday loan? […]

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Legal

[Alberta Residents: Maximum charges permitted in Alberta for a payday loan: $15.00 per $100.00 lent. We charge: $15.00 per $100.00 lent. For a $300.00 loan for 14 days: Total cost of borrowing = $45.00. Annual Percentage Rate = 391.07%. This information meets the requirements of the Consumer Protection Act. Payday loans are a form of high-cost credit. Payday Loans Business Licence number: 327008] [British Columbia Residents: Maximum charges permitted in BC for a payday loan: 15% of the principal. We charge: 15% of the principal. For a $300.00 loan for 14 days: Total cost of borrowing = $45.00. Total to be repaid = $351.00. Annual Percentage Rate = 391.07% This information meets the requirements of the Business Practices and Consumer Protection Act. Licence Number 50034] [Ontario Residents: Maximum Allowable Cost per $100.00 Borrowed: $15.00. Our Cost per $100.00 Borrowed: $15.00. Example: Your $500 loan for 14 days Your $500.00 loan for 14 days. Amount Advanced: $500.00 Total Cost of Borrowing: $75.00 APR: 391.07% Total You Repay: $575.00 This poster is required under the Payday Loans Act, 2008 Licence Number 4716299]

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