Borrow Up To $1,500

The easiest way to get the fastest loan in Canada

5-minute application and
no credit check

Excellent

Rob
Rob
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Really easy to use and quick fast with no hassle
Karie
Karie
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Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
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You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
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Quick and reliable!๐Ÿ‘๐Ÿ‘๐Ÿ‘
Customer
Customer
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Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
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Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
 Happy customer
Happy customer
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Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
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Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
 D. Ackles
D. Ackles
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Great service provided by great people. Always.
Customer
Customer
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Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
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They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
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You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
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Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
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Trusted Lender

Secure Application

Fast Approvals

How To Get E-transfer Payday Loans Canada 24/7 No Credit Check

1. Apply Online

Our online, secure application form only takes a few minutes to complete.

2. Get Approved

It takes around 30* minutes for us to make a decision on your loan application during business hours.

3. Get Your Money

Once approved, you should receive an E-mail Transfer transfer in 30* minutes.

All Types of Income Accepted

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why Get E-transfer Payday Loans Canada 24/7 No Credit Check from Focus Cash Loans?

Trusted Lender Since 2008

We have been helping Canadians to meet their short term financial needs for the past 12 years.

Apply Online Anytime 24/7

Fill out our easy online loan application form and borrow up to $1500 instantly!

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks and have a personalized approach to every loan application.

Instant Interac e-Transfers

If you need money, you need it fast. Receive Interac e-Transfers within minutes of being approved.

No Hidden Fees Or Charges

When you get a payday loan from us, there are no hidden fees or extra hidden charges.

We are the leading provider of E-transfer Payday Loans Canada 24/7 No Credit Check since 2008.

Looking to get an online payday loan with no credit check? We, you are at the right place. Focus Cash Loans has been providing online payday loan services to Canadians since 2008. You can apply for a loan 24/7 from the convenience of your home or office.


We understand the urgency that you might have getting the funds, that is why we send the loan proceeds via Interact Email Money Transfer. We have also simplified our application process, so there is no need to fax or email any documents. Our loan application is very easy and straightforward. Apply for a loan today and have the funds sent to you within 30 minutes* of being approved. It is that easy!


Best of all, we do not run credit checks and simply evaluate your ability to pay back the loan based on your banking activity. Unlike some other financial institutions, we donโ€™t judge you based on your credit score as we understand that good people might have bad credit due to some unforeseen circumstances that might happen with anyone.


As long as you are employment or receiving qualified benefits, have a bank account (with satisfactory account activity) and phone number that we can reach you at, you are pre-approved for a loan with Focus Cash Loans. It does not mater if you have R1 or R9 in your credit bureau, or past bankruptcies, rest assured that Focus Cash Loans has got you covered.


People with bad credit scores usually had difficulties getting a loan online, that is where Focus Cash Loans comes to rescue. Our online payday loans are intended for these type of financial difficulties. If your bank or credit union said โ€œNoโ€, donโ€™t worry, as we are here to help. There is no red tape with our loan application process or approval. We value our customers and try our best to find solutions to all range of financial problems.


Please remember that our loans are intended for short term use and not a long-term financial solution. If you are in a bind or simply need some cash until your next payday, please apply.