Borrow Up To $1,500

The easiest way to get the fastest loan in Canada

5-minute application and
no credit check

Excellent

Rob
Rob
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Really easy to use and quick fast with no hassle
Karie
Karie
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Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
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You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
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Quick and reliable!👍👍👍
Customer
Customer
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Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
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Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
 Happy customer
Happy customer
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Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
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Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
 D. Ackles
D. Ackles
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Great service provided by great people. Always.
Customer
Customer
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Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
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They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
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You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
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Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
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Trusted Lender

Secure Application

Fast Approvals

How To Get Easy Bad Credit Loans

1. Apply Online

Our online, secure application form only takes a few minutes to complete.

2. Get Approved

It takes around 30* minutes for us to make a decision on your loan application during business hours.

3. Get Your Money

Once approved, you should receive an E-mail Transfer transfer in 30* minutes.

All Types of Income Accepted

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why Get Easy Bad Credit Loans from Focus Cash Loans?

Trusted Lender Since 2008

We have been helping Canadians to meet their short term financial needs for the past 12 years.

Apply Online Anytime 24/7

Fill out our easy online loan application form and borrow up to $1500 instantly!

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks and have a personalized approach to every loan application.

Instant Interac e-Transfers

If you need money, you need it fast. Receive Interac e-Transfers within minutes of being approved.

No Hidden Fees Or Charges

When you get a payday loan from us, there are no hidden fees or extra hidden charges.

We are the leading provider of Easy Bad Credit Loans since 2008.

Easy Bad Credit Loans

There are a number of options for easy bad credit loans. These are loans that are available hassle free to people with a bad credit history. They are as easy to get as just the clicking of your mouse.

Some of the easy bad credit loans are processed within twenty four hours or less and are transferred to your account ready for your use.

There are some lending institutions where a bad credit rating or even a bankruptcy record is not an issue. These are just seasons that people pass through, and if you are passing through something, it is bound to pass and change for the better. These institutions know this fact and so they take all their clientele seriously no matter what happened in the past hence the provision of easy bad credit loans.

This means the financing institutions can: Approve loans faster without a long, drawn-out approval process (usually within twenty four hours); Have clients apply from the comfort of their own home with a click, no meetings with bankers required, which can be frustrating at times; Finance large or small amounts; Provide financing to those with bad credit, no credit, or even a bankruptcy on their record. So getting easy bad credit loans need not be a thing to worry about.

You may get many popular Canada loans such as Canada car title loans, Canada car repair loans, Canada truck repair loans and Canada mobile home loans. A variety of other Canadian loans are also provided by different financial institutions; which include Canada online loans and Canada debt consolidation loans. The lending institutions make available many other different types of easy bad credit loans in Canada to Canadians in all provinces, which, amongst others, include Canada cash advance loans, Canada secured loans, Canada no credit loans and Canada fast cash loans.

All these are designed to provide relief in tough times like these so as to avoid sinking in the pit of bankruptcy and to pull you from the pit of bankruptcy if at all you have already fallen into it. The lending institutions that provide these easy bad credit loans have an understanding that tough times calls for some drastic measures, and so they have stepped in to do the needful.

In Canada, car loans, Payday loans, Home Loans, Debt Consolidation Loans, Cash advance loans and Secured loans, among others; can be obtained without ever leaving the comfort of your home. These lending institutions in Canada offer a secure online credit application that is both fast and easy to complete. Once completed, your application will be processed and matched with the lender that is most qualified to approve the loan you have requested. Loans are often approved in less then 24 hours.

When dealing with any online transaction, especially if it involves money, you need to be very careful so as to maintain your safety online. We do not want to give the millions of fraudsters on the World Wide Web the pleasure of success during these lean times. Ensure that you check whether it is a credible lending institution you are dealing with. The credibility is usually shown by high security standards and procedures to safeguard against unauthorized access to your personal information and it MUST also be a licensed lender.

Whatever it is that you desire to do, do not let being cashless provide a barrier and stop you from getting into the financial marketplace. Apply for an easy bad credit loan today and you will be smiling all the way to the bank within less than twenty four hours. What are you waiting for?