Borrow Up To $1,500

The easiest way to get the fastest loan in Canada

5-minute application and
no credit check

Excellent

Rob
Rob
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Really easy to use and quick fast with no hassle
Karie
Karie
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Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
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You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
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Quick and reliable!👍👍👍
Customer
Customer
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Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
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Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
 Happy customer
Happy customer
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Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
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Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
 D. Ackles
D. Ackles
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Great service provided by great people. Always.
Customer
Customer
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Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
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They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
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You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
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Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
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Trusted Lender

Secure Application

Fast Approvals

How To Get Easy Loans For People With Bad Credit

1. Apply Online

Our online, secure application form only takes a few minutes to complete.

2. Get Approved

It takes around 30* minutes for us to make a decision on your loan application during business hours.

3. Get Your Money

Once approved, you should receive an E-mail Transfer transfer in 30* minutes.

All Types of Income Accepted

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why Get Easy Loans For People With Bad Credit from Focus Cash Loans?

Trusted Lender Since 2008

We have been helping Canadians to meet their short term financial needs for the past 12 years.

Apply Online Anytime 24/7

Fill out our easy online loan application form and borrow up to $1500 instantly!

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks and have a personalized approach to every loan application.

Instant Interac e-Transfers

If you need money, you need it fast. Receive Interac e-Transfers within minutes of being approved.

No Hidden Fees Or Charges

When you get a payday loan from us, there are no hidden fees or extra hidden charges.

We are the leading provider of Easy Loans For People With Bad Credit since 2008.

Easy Loans For People With Bad Credit From Sub Prime Lenders

Sometimes getting a loan and you have a bad history when it comes to credit can be a bit of a hassle, because there is no financial company that will be willing to go through the risk of trusting you with their money, when they already see that you have a not so trusting record on your credits. This should not worry you too much as there are easy loans for people with bad credit history that have been made available by subprime lenders who do not look at the history of your credits but lend you their money knowing that their cash advance is secured in your paycheck.

No Security Required For Easy Loans For People With Bad Credit

For those sub prime lenders who do not trust the idea behind putting their money at risk by giving it to a borrower who already has a bad credit history, they prefer that you give them an asset that belongs to you so that it can act as collateral. If you urgently in need of easy loans for people with bad credit and there is a property that you would give out as an asset to cover for the money that you have borrowed until you are able to pay, you can go ahead and look for such lenders who settle for secured loans only and nothing else.

There are also other sub prime lenders who do not bother about security, and they settle for unsecured loans where there is nothing that is acting as collateral to cater for the money that they have loaned you. Here, it is quite difficult to get such a lender as they also do not want to run the risk of loosing their money like that. You can only get such a lender through the help of a company that offers services of easy loans for people with bad credit, which will connect you to those who do not need to have a look at the history of your credits before they give you a loan.

It is also possible to get these sub prime lenders online where they are waiting for you to apply for the amount of loan that you want even with your bad credit because they know that their cash advance is safe. Online services have managed to make it possible for you to apply for a loan at the comfort of your home and receive the feedback while still there so that when the money has been settled into your account it is now time for you to think of the emergencies that you have to cater for and how you will repay the money with your bad credit history.
Though easy loans for people with bad credit are not normally approved in banks and other financial companies, here in Canada, there are lenders, basically known as subprime lenders who understand that the situation you are in is not the situation that you will be in tomorrow. This is why they are willing to part with their money to help you meet your immediate needs even if you have a bad history when it comes to the credits that you still owe your creditors.

There are also companies that work hand in hand with these lenders to help you enjoy faster access to the loans that you are applying for, have low interest rates when it comes to payment and be given the full amount that you asked for without looking at your credit history. The easy loans for people with bad credit services are available all over Canada, and even if you have a bad credit history, it does not mean that you are not qualified for a loan.