Get up to $1,500 into your bank account in 30* minutes!

How The Loan Process Works


Apply Online

Applying with Focus Financial is fast and easy, simply fill out our secure and easy application form.


Get Approved

Get approved for a loan in as little as 30* minutes during our regularly scheduled business hours.


  Instant Funding

Once approved, you can receive the funds via E-Mail transfer within 30 minutes*.

Why should you loan with Focus Financial? 

Trusted Lender

We have been supplying Canadians with short term loans for the past 10 years, come see why we are the preferred payday loan provider. 

Quality Customer Service

Got any questions? Please call or email us right away and our staff will guide you through the way.

High Approval Rate

Every application is based on a per person basis and all circumstances are taken in to consideration.            

Fast Turn Around

We strive to process your loans application within minutes and get the money you need right away.

No Faxing Required

Send us your documents the fastest way possible by using our online verification.

Easily Apply Online

In less than 5 minutes your application can be submitted to be processed for your same day loan.

Bad Apples Of Guarantee Loans For People With Bad Credit

Have you ever been tricked to think that a company had guarantee loans for people with bad credit? To your dismay, you were denied. I think this has to the best of us. It a happen in all types of different scenarios. For instance, whenever I purchase items that I see work wonderfully on the paid advertisements, when I get them home, I realize that it was all a sham. That is how many loans are. The guarantee that they gave was all a lie. I often feel like I was scammed out of my hard earn cash. This is the same feeling one may get when they are denied for a loan that they were guaranteed to receive. Despite all your bad experiences, I am confident to say that they are several companies that guarantee loans for people with bad credit and actually follow through with their promise.

Do You Really Have Guarantee Loans For People With Bad Credit

Picture of Guarantee Loans for People With Bad CreditMost payday loans fall under the category of loans that are guaranteed. Many do not read the small print that includes all requirements. The requirements are given prior to you completing the application because payday loan companies understand how frustrating bad credit is. They are pretty much similar to a glass house. What you see is basically what you are going to get. Your loan terms are simple and they are spelled out in laymen language. There is no need to have to blow the dust off the dictionary to understand the terms of your loan package.  Most guarantee loans for people with bad credit meant to be simple, fast, and convenient. This is unlike normal personal signature loans. Many want to know, how to avoid being sucked into a guaranteed scam? The key is to know your questions and research answers to your questions. Viewing the frequent asked questions is not good enough. There are times where someone did not ask the question that you would like an answer to. To ensure that you are entering in your loan agreement with your eyes open, call if you need to receive verification of any information. Technology has greatly improved since payday loans hit the market in the 90’s. Many guaranteed loans for people with bad credit have added many more methods to contact customer service. Many loan companies utilize the telephone, instant chat message, or/and email. This has been it very convenient to ask the questions that you need to ask. Please be sure to get comfortable with using these methods if you plan on getting a payday loan. You always want to be able to have the lines of communication open.  Also when it comes down to the word guaranteed there are normally stipulations that are associated with that guarantee. A guarantee is given for a reason. If you are ever is denied for guaranteed loans for people with bad credit and you were guaranteed approval, be sure to first verify your eligibility first. If you meet all expectations for their applicants, question your reason why you cannot secure a loan with their company. If the guarantee covers your situation, speak up for yourself. A guarantee is explained in the dictionary to be a “formal promise or assurance (typically in writing) that certain conditions will be fulfilled”.  A guarantee is meant to be an extra protection over and above your legal rights when you buy an item. The company is not required to provide a guarantee and must honor what they promise as long as all handled everything on your end. Guaranteed loans for people with bad credit do not have to be difficult. Just be smart!

Guarantee Loans For People With Bad Credit Video