Borrow Up To $1,500

The easiest way to get the fastest loan in Canada

5-minute application and
no credit check

Excellent

Rob
Rob
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Really easy to use and quick fast with no hassle
Karie
Karie
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Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
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You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
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Quick and reliable!👍👍👍
Customer
Customer
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Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
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Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
 Happy customer
Happy customer
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Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
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Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
 D. Ackles
D. Ackles
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Great service provided by great people. Always.
Customer
Customer
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Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
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They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
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You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
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Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
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Trusted Lender

Secure Application

Fast Approvals

How To Get Guarantee Loans For People With Bad Credit

1. Apply Online

Our online, secure application form only takes a few minutes to complete.

2. Get Approved

It takes around 30* minutes for us to make a decision on your loan application during business hours.

3. Get Your Money

Once approved, you should receive an E-mail Transfer transfer in 30* minutes.

All Types of Income Accepted

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

We Guarantee Loans even if you have Bad Credit if you meet lending guidelines

Trusted Lender Since 2008

We have been helping Canadians to meet their short term financial needs for the past 12 years.

Apply Online Anytime 24/7

Fill out our easy online loan application form and borrow up to $1500 instantly!

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks and have a personalized approach to every loan application.

Instant Interac e-Transfers

If you need money, you need it fast. Receive Interac e-Transfers within minutes of being approved.

No Hidden Fees Or Charges

When you get a payday loan from us, there are no hidden fees or extra hidden charges.

Can we Guarantee Loans For People With Bad Credit?

Bad Apples Of Guarantee Loans For People With Bad Credit

Have you ever been tricked into thinking that a company had guarantee loans for people with bad credit? To your dismay, you were denied. I think this has to the best of us. It a happen in all types of different scenarios. For instance, whenever I purchase items that I see work wonderfully on the paid advertisements, when I get them home, I realize that it was all a sham. That is how many loans are. The guarantee that they gave was all a lie. I often feel like I was scammed out of my hard earn cash. This is the same feeling one may get when they are denied for a loan that they were guaranteed to receive. Despite all your bad experiences, I am confident to say that they are several companies that guarantee loans for people with bad credit and actually follow through with their promise.
Do You Really Have Guarantee Loans For People With Bad Credit

Most payday loans fall under the category of loans that are guaranteed. Many do not read the small print that includes all requirements. The requirements are given prior to you completing the application because payday loan companies understand how frustrating bad credit is. They are pretty much similar to a glasshouse. What you see is basically what you are going to get. Your loan terms are simple, and they are spelled out in laymen language. There is no need to have to blow the dust off the dictionary to understand the terms of your loan package. Most guarantee loans for people with bad credit meant to be simple, fast, and convenient. This is unlike normal personal signature loans. Many want to know, how to avoid being sucked into a guaranteed scam? The key is to know your questions and research answers to your questions. Viewing the frequent asked questions is not good enough. There are times where someone did not ask the question that you would like an answer to. To ensure that you are entering in your loan agreement with your eyes open, call if you need to receive verification of any information. Technology has greatly improved since payday loans hit the market in the 90’s. Many guaranteed loans for people with bad credit have added many more methods to contact customer service.

Many loan companies utilize the telephone, instant chat message, or/and email. This has been it very convenient to ask the questions that you need to ask. Please be sure to get comfortable with using these methods if you plan on getting a payday loan. You always want to be able to have the lines of communication open. Also, when it comes down to the word guaranteed, there are normally stipulations that are associated with that guarantee. A guarantee is given for a reason. If you are ever is denied for guaranteed loans for people with bad credit and you were guaranteed approval, be sure to first verify your eligibility first. If you meet all expectations for their applicants, question your reason why you cannot secure a loan with their company. If the guarantee covers your situation, speak up for yourself. A guarantee is explained in the dictionary to be a “formal promise or assurance (typically in writing) that certain conditions will be fulfilled”. A guarantee is meant to be an extra protection over and above your legal rights when you buy an item. The company is not required to provide a guarantee and must honor what they promise as long as all handled everything on your end. Guaranteed loans for people with bad credit do not have to be difficult. Just be smart!