Borrow Up To $1,500

The easiest way to get the fastest loan in Canada

5-minute application and
no credit check

Excellent

Rob
Rob
Read More
Really easy to use and quick fast with no hassle
Karie
Karie
Read More
Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
Read More
You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
Read More
Quick and reliable!👍👍👍
Customer
Customer
Read More
Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
Read More
Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
 Happy customer
Happy customer
Read More
Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
Read More
Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
 D. Ackles
D. Ackles
Read More
Great service provided by great people. Always.
Customer
Customer
Read More
Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
Read More
They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
Read More
You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
Read More
Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
Previous
Next

Trusted Lender

Secure Application

Fast Approvals

How to Get Guaranteed Approval Loans for Poor Credit in Canada with Focus Cash Loans

1. Apply Online

Our online, secure application form only takes a few minutes to complete.

2. Get Approved

It takes around 30* minutes for us to make a decision on your loan application during business hours.

3. Get Your Money

Once approved, you should receive an E-mail Transfer transfer in 30* minutes.

All Types of Income Accepted

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why Let Poor Credit Hold You Back? Get Guaranteed Approval Loans in Canada with Focus Cash Loans

Trusted Lender Since 2008

We have been helping Canadians to meet their short term financial needs for the past 12 years.

Apply Online Anytime 24/7

Fill out our easy online loan application form and borrow up to $1500 instantly!

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks and have a personalized approach to every loan application.

Instant Interac e-Transfers

If you need money, you need it fast. Receive Interac e-Transfers within minutes of being approved.

No Hidden Fees Or Charges

When you get a payday loan from us, there are no hidden fees or extra hidden charges.

Get Guaranteed Approval Loans for Poor Credit in Canada with Focus Cash Loans!

We are here to talk about something that affects so many Canadians: poor credit. It can be tough to get approved for loans or credit cards when your credit score isn't great, but don't worry because Focus Cash Loans has got your back with our guaranteed approval loans for poor credit in Canada. Let's dive in and find out more!

Why Choose Focus Cash Loans for Guaranteed Approval Loans for Poor Credit in Canada?

Listen up, everyone! If you're struggling with poor credit, don't give up hope. Focus Cash Loans offers guaranteed approval loans for poor credit in Canada, and we don't run credit checks. Our loan decision is based on your banking activity, so if you've got good banking history with no NSFs, you're more likely to be granted a higher credit limit for your first loan. Plus, our application process is super easy and completely digitized. You can apply for a loan anytime, anywhere, and get a loan decision within an hour. It's time to take control of your finances and get the help you need!

Understanding Poor Credit in Canada

Let's break it down, folks. Your credit score in Canada is a number between 300 and 900 that represents your creditworthiness. The higher your credit score, the better your credit history, and the more likely you are to get approved for loans or credit cards. If you have a low credit score, it can be challenging to get approved for financial assistance. But don't worry, Focus Cash Loans has got your back with our guaranteed approval loans for poor credit in Canada.

How Can Guaranteed Approval Loans for Poor Credit in Canada Help You?

If you're struggling with poor credit, getting approved for a loan can feel like an impossible task. But don't give up hope, because Focus Cash Loans can help. We offer personal loans, high approval payday loans, and installment loans (once you qualify to pay back in installments), all with no credit check required. You can borrow from $100 up to $1500, and we don't require any collateral to get the loan. That means you can get the cash you need quickly and easily, without any hassle.

Types of Guaranteed Approval Loans for Poor Credit in Canada Offered by Focus Cash Loans

We've got your back with a variety of loan options, Canada! Our personal loans can help you get the money you need for unexpected expenses or emergencies. High approval payday loans can help you bridge the gap between paydays, and installment loans can help you repay your loan over a longer period of time. Whatever your financial situation, we've got you covered with guaranteed approval loans for poor credit in Canada.

Requirements for Guaranteed Approval Loans for Poor Credit in Canada

Let's talk about what you need to qualify for a loan with Focus Cash Loans. You must be employed or receive income from EI (unemployment insurance), Worker’s Compensation, CPP (Canadian Pension Plan), or Private Disability, and have a bank account where that income is deposited. You must be 19+ years old and have a phone number that you can be reached at. The minimum income requirement is $1,200 per month. But don't worry, we don't ask invasive questions, and we don't require any documentation to be faxed or scanned. Plus, our loan decision is based on your banking activity, so if you've got good banking history with no NSFs, you're likely to get a higher credit limit for your first loan.

The Benefits of Guaranteed Approval Loans for Poor Credit in Canada from Focus Cash Loans

Canada, let me tell you, there are so many benefits to getting a loan with Focus Cash Loans. Firstly, we offer guaranteed approval loans for poor credit in Canada, so you don't have to stress about your credit score holding you back. Secondly, our loan application process is easy, fast, and completely digitized, so you can apply for a loan anytime, anywhere, and get a loan decision within an hour. Thirdly, we offer a variety of loan options, so you can choose the loan that best fits your needs. Plus, our loan fees are affordable, and there are no hidden fees. It's time to take control of your finances and get the help you need with Focus Cash Loans.

Repaying Your Guaranteed Approval Loan for Poor Credit in Canada with Focus Cash Loans

Paying back your loan is straightforward. On your loan due date, we'll debit your bank account for the loan principal amount plus the loan fees. Your payday loan payment will correspond with your payday, so there's no need to stress about missing a payment. The loan repayment due dates are clearly written in your loan agreement, and payments will be debited on those dates. Plus, if you qualify for an installment repayment plan, you can repay your loan over 2 to 3 installments in up to 62 days (you must qualify). We don't charge you higher loan fees or interest rates if you have a low credit score or bad credit, and there are no hidden fees.

Get Your Finances Back on Track with Guaranteed Approval Loans for Poor Credit in Canada from Focus Cash Loans!

That's a wrap, Canada! If you're struggling with poor credit, don't let it hold you back. Focus Cash Loans offers guaranteed approval loans for poor credit in Canada, and our loan application process is easy, fast, and completely digitized. We offer a variety of loan options, so you can choose the loan that best fits your needs. Plus, our loan fees are affordable, and there are no hidden fees. It's time to take control of your finances and get the help you need with Focus Cash Loans. Apply now and get the financial assistance you need to get back on track!

FAQs about Guaranteed Approval Loans for Poor Credit in Canada

Guaranteed approval loans for poor credit in Canada are loans offered by lenders that do not require a credit check and guarantee approval to individuals with poor credit.

Yes, you can get a guaranteed approval loan for poor credit in Canada from lenders like Focus Cash Loans. They offer personal loans, high approval payday loans, and installment loans, all with no credit check required.

To qualify for a loan with Focus Cash Loans, you must be employed or receive income from EI (unemployment insurance), Worker’s Compensation, CPP (Canadian Pension Plan), or Private Disability, and have a bank account where that income is deposited. You must be 19+ years old and have a phone number that you can be reached at. The minimum income requirement is $1,200 per month.

You can borrow from $100 up to $1500 with a guaranteed approval loan for poor credit in Canada from Focus Cash Loans.

No, Focus Cash Loans does not run a credit check for guaranteed approval loans for poor credit in Canada. Their loan decision is based on your banking activity.

Yes, if you qualify, you can repay your loan over 2 to 3 installments in up to 62 days with Focus Cash Loans.

With Focus Cash Loans, you can apply for a loan anytime, anywhere, and get a loan decision within an hour. Once your loan application is approved, you will receive funds via email money transfer, which usually takes about 30 minutes to receive the transfer.

No, there are no hidden fees with guaranteed approval loans for poor credit in Canada from Focus Cash Loans. Their loan fees are affordable, and there are no hidden fees.