Borrow Up To $1,500

The easiest way to get the fastest loan in Canada

5-minute application and
no credit check

Excellent

Rob
Rob
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Really easy to use and quick fast with no hassle
Karie
Karie
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Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
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You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
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Quick and reliable!👍👍👍
Customer
Customer
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Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
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Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
 Happy customer
Happy customer
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Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
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Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
 D. Ackles
D. Ackles
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Great service provided by great people. Always.
Customer
Customer
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Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
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They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
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You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
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Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
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Trusted Lender

Secure Application

Fast Approvals

How To Get Guaranteed Payday Loans

1. Apply Online

Our online, secure application form only takes a few minutes to complete.

2. Get Approved

It takes around 30* minutes for us to make a decision on your loan application during business hours.

3. Get Your Money

Once approved, you should receive an E-mail Transfer transfer in 30* minutes.

All Types of Income Accepted

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why Get Guaranteed Payday Loans from Focus Cash Loans?

Trusted Lender Since 2008

We have been helping Canadians to meet their short term financial needs for the past 12 years.

Apply Online Anytime 24/7

Fill out our easy online loan application form and borrow up to $1500 instantly!

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks and have a personalized approach to every loan application.

Instant Interac e-Transfers

If you need money, you need it fast. Receive Interac e-Transfers within minutes of being approved.

No Hidden Fees Or Charges

When you get a payday loan from us, there are no hidden fees or extra hidden charges.

We are the leading provider of Guaranteed Payday Loans since 2008.

Fast, Safe and Affordable Guaranteed Payday Loans

If you are looking for the most guaranteed payday loans even when you have a bad credit rating or have very less time to fill up an application. You can depend on us safely for the cash to reach in your hands, mostly on the same business day without any hassles. We are in the business to help you get guaranteed approval payday loans in just the perfect time.

Guaranteed Payday Loans without any Glitch or Hitch:

You could acquire payday loans guaranteed without you coming to our office in person as you can apply online by just pointing, clicking and cash out your money to your bank account directly. So, stop your endless chase around banks and weak financial organizations.

You can get guaranteed payday loans, without faxing any documents and without doing any kind of paper work. You can rely for these loans when you need the money without wasting your valuable time filling up the pale copies of useless applications.

You can depend on payday loans guaranteed approval even without any credit rating or with a bad credit rating. It is such a wonderful and happy news to all those who cannot get the cash they want due to the credit rating. Now, its history with your credit history! All that counts is your present and future with guaranteed payday loans.

You can take the payday loans without telling the reason why you need the cash in the first place. Guaranteed payday loans are the most borrower friendly loans with the most affordable rates as there are created for a short term and it is nice when you repay it on time, this way you can borrow cash when you need it most even in the future.

You could run around banks for a loan or your family and friends. You might as well try out with your not so friendly employer for a quick cash advance or try using a credit card to get a cash advance and fail miserably. This could be such a frustrating situation, especially when it is little cash that you need to meet your ends. But, do not worry or get discouraged and rely on guaranteed payday loans.

If you are out of money and your payday are days away, you can joyfully depend on guaranteed payday loans to get quick cash in your hands. This temporary advance of cash helps you overcome your financial needs right on time. You can easily repay the loan with your next pay cheque and kindly, do not consider them as long term solutions. So many Canadians find guaranteed payday loans to be the perfect solution for all financial pitfalls as bills cannot wait until your next payday cheque. You can access fast and safe cash with us and that too without any kind of hurdles.

You can have guaranteed payday loans, one at a time and yes there are absolutely no limits to the number of payday loans which you can take whenever you need it. We are the largest providers of payday loans all over the country and we know the compelling needs of cash and how quickly you need it. We reach a very quick and swift decision in just minutes to prove that we are just what you need in crucial times. Guaranteed payday loans are simply irresistible and you can expect guaranteed cash which are not heavy on your pocket. So, share this wonderful information to people whom you think, needs it just like you do and solve problems instantly with quick cash.