Get up to $1,500 into your bank account in 30* minutes!

How The Loan Process Works


Apply Online

Applying with Focus Financial is fast and easy, simply fill out our secure and easy application form.


Get Approved

Get approved for a loan in as little as 30* minutes during our regularly scheduled business hours.


  Instant Funding

Once approved, you can receive the funds via E-Mail transfer within 30 minutes*.

Why should you loan with Focus Financial? 

Trusted Lender

We have been supplying Canadians with short term loans for the past 10 years, come see why we are the preferred payday loan provider. 

Quality Customer Service

Got any questions? Please call or email us right away and our staff will guide you through the way.

High Approval Rate

Every application is based on a per person basis and all circumstances are taken in to consideration.            

Fast Turn Around

We strive to process your loans application within minutes and get the money you need right away.

No Faxing Required

Send us your documents the fastest way possible by using our online verification.

Easily Apply Online

In less than 5 minutes your application can be submitted to be processed for your same day loan.

What is an Instant Payday Loan?

A payday loan gives you a quick cash advance, so that you can meet up with your immediate financial problems in just the right time. This loan can be used for any purpose that you intend it to be and generally, it is to be paid on your next payday. A payday loan instant approval is favored by many Canadians as they are very quick and absolutely secure to access. And, yes it requires no faxing of any kind of documents for an instant approval. An instant payday loan is even suitable for those with a bad credit rating and is quite confidential about all the information that you provide online.

How much one can borrow through an instant payday loan?

Picture of family that got Instant Payday LoanYou are allowed to borrow from anywhere between $100 to $1500 which can be repaid with your next pay cheque and upon the successful completion of the repayment, you can borrow again whenever you come across a cash crunch in the future. And, it is better to pay them on time without extending it as they are intended for a short period.
What information is required to approve instant payday loan?
Your basic information and the current address in which you live are required. And, any contact numbers where you can be reached at along with your email address to correspond any information. Also, your income details and employment information is required. And, you must be working from at least the last two months in order to be qualified for the loan. Finally, the bank account details are needed for the approval of instant payday loan. With such easy and simple requirements it is quite impossible to go empty handed from an instant payday loan.
This is such an easy and wonderful process to get instant payday loan online in just the right time to meet your impending needs. You absolutely don’t need to worry about faxing any documents or working on oodles of paper and you don’t need to leave the comfort of your home to get your loan approved in time. You can stay right on your couch and apply for it through our online application process in just under five minutes. Everything is very simplified and magnanimous, that instant payday loan almost looks like a loan borrowed from heaven!
Why you should choose instant payday loan?
Our main objective is to provide with a loan that is very fast and purposeful in meeting your financial requirements in time. We know that you have approached us for an emergency situation and we keep ourselves in your shoes to assist you accordingly with urgency and goodwill. You can expect quick transfers directly to your bank account once your loan application gets approved. Most of the times, you can expect the money that you have requested for on the same business day. An instant payday loan is the most effective way of acquiring cash during any emergency situation. So, it is wise enough to choose an instant payday loan to clear up all your unexpected bills.
You can get the best reassurance from us when things go wayward and lead you into financial hardship. Emergencies could crop up in the form of electric bills, unexpected cell phone bills and it is time for you to take charge and choose to apply for an instant payday loan. So, do not let situations take control of you but, take control of the situation with the help of the wonderful instant payday loan and get cash straight to your bank account and solve your financial afflictions.

Instant Payday Loan Video