Borrow Up To $1,500

The easiest way to get the fastest loan in Canada

5-minute application and
no credit check

Excellent

Rob
Rob
Read More
Really easy to use and quick fast with no hassle
Karie
Karie
Read More
Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
Read More
You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
Read More
Quick and reliable!๐Ÿ‘๐Ÿ‘๐Ÿ‘
Customer
Customer
Read More
Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
Read More
Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
 Happy customer
Happy customer
Read More
Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
Read More
Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
 D. Ackles
D. Ackles
Read More
Great service provided by great people. Always.
Customer
Customer
Read More
Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
Read More
They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
Read More
You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
Read More
Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
Previous
Next

Trusted Lender

Secure Application

Fast Approvals

How To Get Instant Payday Loan

1. Apply Online

Our online, secure application form only takes a few minutes to complete.

2. Get Approved

It takes around 30* minutes for us to make a decision on your loan application during business hours.

3. Get Your Money

Once approved, you should receive an E-mail Transfer transfer in 30* minutes.

All Types of Income Accepted

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why Get Instant Payday Loan from Focus Cash Loans?

Trusted Lender Since 2008

We have been helping Canadians to meet their short term financial needs for the past 12 years.

Apply Online Anytime 24/7

Fill out our easy online loan application form and borrow up to $1500 instantly!

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks and have a personalized approach to every loan application.

Instant Interac e-Transfers

If you need money, you need it fast. Receive Interac e-Transfers within minutes of being approved.

No Hidden Fees Or Charges

When you get a payday loan from us, there are no hidden fees or extra hidden charges.

We are the leading provider of Instant Payday Loan since 2008.

What information is required to approve instant payday loan?

Your basic information and the current address in which you live are required. And, any contact numbers where you can be reached at along with your email address to correspond any information. Also, your income details and employment information is required. And, you must be working from at least the last two months in order to be qualified for the loan. Finally, the bank account details are needed for the approval of instant payday loan. With such easy and simple requirements, it is quite impossible to go empty handed from an instant payday loan.

This is such an easy and wonderful process to get instant payday loan online in just the right time to meet your impending needs. You absolutely donโ€™t need to worry about faxing any documents or working on oodles of paper, and you donโ€™t need to leave the comfort of your home to get your loan approved in time. You can stay right on your couch and apply for it through our online application process in just under five minutes. Everything is very simplified and magnanimous, that instant payday loan almost looks like a loan borrowed from heaven!

Why you should choose instant payday loan?

Our main objective is to provide with a loan that is very fast and purposeful in meeting your financial requirements in time. We know that you have approached us for an emergency situation and we keep ourselves in your shoes to assist you accordingly with urgency and goodwill. You can expect quick transfers directly to your bank account once your loan application gets approved. Most of the times, you can expect the money that you have requested for on the same business day. An instant payday loan is the most effective way of acquiring cash during any emergency situation. So, it is wise enough to choose an instant payday loan to clear up all your unexpected bills.

You can get the best reassurance from us when things go wayward and lead you into financial hardship. Emergencies could crop up in the form of electric bills, unexpected cell phone bills, and it is time for you to take charge and choose to apply for an instant payday loan. So, do not let situations take control of you but, take control of the situation with the help of the wonderful instant payday loan and get cash straight to your bank account and solve your financial afflictions.