Get up to $1,500 into your bank account in 30* minutes!

How The Loan Process Works


Apply Online

Applying with Focus Financial is fast and easy, simply fill out our secure and easy application form.


Get Approved

Get approved for a loan in as little as 30* minutes during our regularly scheduled business hours.


  Instant Funding

Once approved, you can receive the funds via E-Mail transfer within 30 minutes*.

Why should you loan with Focus Financial? 

Trusted Lender

We have been supplying Canadians with short term loans for the past 10 years, come see why we are the preferred payday loan provider. 

Quality Customer Service

Got any questions? Please call or email us right away and our staff will guide you through the way.

High Approval Rate

Every application is based on a per person basis and all circumstances are taken in to consideration.            

Fast Turn Around

We strive to process your loans application within minutes and get the money you need right away.

No Faxing Required

Send us your documents the fastest way possible by using our online verification.

Easily Apply Online

In less than 5 minutes your application can be submitted to be processed for your same day loan.

Instant payday loans is a Bliss to all the salaried people

Instant payday loans are nothing but loans that are available same day for a person who is facing financial emergency and need cash immediately. These loans are termed as instant payday loans as the applications are looked in and processed instantly within no time and you get money within few hours in your bank account, usually, on the same day that you apply.
If you are choosing online instant payday loans, then things will become much easier for you, as it is processed more quickly and you might get your loan amount same day in 10-12 hours. With many options available in the market for monetary help, instant payday loans is the best among them as you get funds more easily, quickly and this is secure as well. These days” time is money “and people do not want to waste time by going to banks or relatives, they simple choose to get money from instant payday loans and when the payday comes they repay the loan amount.

Picture of family that got Instant Payday Loans

All one has to do is fill in the simple online form with a few personal details like age, name, contact number, address, bank account details, social insurance number, and has to scan monthly bank statements with a copy of the last paycheck. These documents can be scanned and uploaded instantly without any hassle. Instant payday loans might ask for proof of current job, bank account details; the other requirements are the applicant who applies for instant payday loans should be at least 19 years of age. And, one should have a monthly income of at least $1000, with a savings account.
There is one more benefit with instant payday loans, besides being very convenient; it is comfortable and is also very confidential and secure. You can get the funds transferred into your account without even stepping out from your home. Online transactions that are made by the reputed companies are 100% secure. Also, you do not have to worry that your personal information will land-up in the wrong hands.

Benefits of availing instant payday loans:


1. Very fast as you can get funds within few hours unlike the other loans that takes days to process.

2. These are perfect when you require cash immediately and you can’t afford waiting for days together.

3. The interest rates charged by instant payday loans are quite less due to the competition.

4. There is less chance of your application being turned down, as almost everyone who meets the simple requirements gets a loan instantly.

5. Very secured way of getting cash.

6. No Collateral required for availing instant payday loans.

7. No need of submitting bundles of documents.

8. Mostly, you get the loan amount the same day.

9. You can get a loan from $100 to $1500.

10. Repayment of loan amount is also quite simple, once your salary is credited; the loan amount is taken by the loan giving company. So, no hassles to deposit cash.

11. An instant payday loan is best for the entire short-term requirement.

The first time you might be given lower limit until you prove your ability to pay back the loan on time. If you repay the loan amount in time and prove your credit rating, you might get more money next time.
There are many companies that provide loan with less interest for the first time loan seekers. Interest rates differ from one company to other, so it is advised that you check different company’s policies and interest rates and choose one that is feasible for the best instant payday loans.

Instant Payday Loans Video