Borrow Up To $1,500

The easiest way to get the fastest loan in Canada

5-minute application and
no credit check

Excellent

Rob
Rob
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Really easy to use and quick fast with no hassle
Karie
Karie
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Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
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You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
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Quick and reliable!👍👍👍
Customer
Customer
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Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
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Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
 Happy customer
Happy customer
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Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
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Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
 D. Ackles
D. Ackles
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Great service provided by great people. Always.
Customer
Customer
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Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
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They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
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You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
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Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
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Trusted Lender

Secure Application

Fast Approvals

How To Get Instant Payday Loans

1. Apply Online

Our online, secure application form only takes a few minutes to complete.

2. Get Approved

It takes around 30* minutes for us to make a decision on your loan application during business hours.

3. Get Your Money

Once approved, you should receive an E-mail Transfer transfer in 30* minutes.

All Types of Income Accepted

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why Get Instant Payday Loans from Focus Cash Loans?

Trusted Lender Since 2008

We have been helping Canadians to meet their short term financial needs for the past 12 years.

Apply Online Anytime 24/7

Fill out our easy online loan application form and borrow up to $1500 instantly!

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks and have a personalized approach to every loan application.

Instant Interac e-Transfers

If you need money, you need it fast. Receive Interac e-Transfers within minutes of being approved.

No Hidden Fees Or Charges

When you get a payday loan from us, there are no hidden fees or extra hidden charges.

We are the leading provider of Instant Payday Loans since 2008.

Instant payday loans is a Bliss to all the salaried people

Instant payday loans are nothing but loans that are available the same day for a person who is facing a financial emergency and need cash immediately. These loans are termed as instant payday loans as the applications are looked in and processed instantly within no time, and you get money within few hours in your bank account, usually, on the same day that you apply.

If you are choosing online instant payday loans, then things will become much easier for you, as it is processed more quickly, and you might get your loan amount same day in 10-12 hours. With many options available in the market for monetary help, instant payday loans is the best among them as you get funds more easily, quickly and this is secure as well. These days” time is money “and people do not want to waste time by going to banks or relatives, they simply choose to get money from instant payday loans and when the payday comes, they repay the loan amount.

All one has to do is fill in the simple online form with a few personal details like age, name, contact number, address, bank account details, social insurance number, and has to scan monthly bank statements with a copy of the last paycheck. These documents can be scanned and uploaded instantly without any hassle. Instant payday loans might ask for proof of current job, bank account details; the other requirements are the applicant who applies for instant payday loans should be at least 19 years of age. And, one should have a monthly income of at least $1000, with a savings account.

There is one more benefit with instant payday loans, besides being very convenient; it is comfortable and is also very confidential and secure. You can get the funds transferred into your account without even stepping out from your home. Online transactions that are made by the reputed companies are 100% secure. Also, you do not have to worry that your personal information will land-up in the wrong hands.

Benefits of availing instant payday loans:

1. Very fast as you can get funds within few hours, unlike the other loans that takes days to process.
2. These are perfect when you require cash immediately and you can’t afford to wait for days together.
3. The interest rates charged by instant payday loans are quite less due to the competition.
4. There is less chance of your application being turned down, as almost everyone who meets the simple requirements gets a loan instantly.
5. Very secured way of getting cash.
6. No Collateral required for availing instant payday loans.
7. No need of submitting bundles of documents.
8. Mostly, you get the loan amount the same day.
9. You can get a loan from $100 to $1500.
10. Repayment of loan amount is also quite simple, once your salary is credited; the loan amount is taken by the loan giving company. So, no hassles to deposit cash.
11. An instant payday loan is best for the entire short-term requirement.

The first time you might be given a lower limit until you prove your ability to pay back the loan on time. If you repay the loan amount in time and prove your credit rating, you might get more money next time.

There are many companies that provide loan with less interest for the first time loan seekers. Interest rates differ from one company to another, so it is advised that you check different company’s policies and interest rates and choose one that is feasible for the best instant payday loans.