Get up to $1,500 into your bank account in 30* minutes!

How The Loan Process Works


Apply Online

Applying with Focus Financial is fast and easy, simply fill out our secure and easy application form.


Get Approved

Get approved for a loan in as little as 30* minutes during our regularly scheduled business hours.


  Instant Funding

Once approved, you can receive the funds via E-Mail transfer within 30 minutes*.

Why should you loan with Focus Financial? 

Trusted Lender

We have been supplying Canadians with short term loans for the past 10 years, come see why we are the preferred payday loan provider. 

Quality Customer Service

Got any questions? Please call or email us right away and our staff will guide you through the way.

High Approval Rate

Every application is based on a per person basis and all circumstances are taken in to consideration.            

Fast Turn Around

We strive to process your loans application within minutes and get the money you need right away.

No Faxing Required

Send us your documents the fastest way possible by using our online verification.

Easily Apply Online

In less than 5 minutes your application can be submitted to be processed for your same day loan.

Valid Reasons To Look For A Loan For Bad Credit

A bad credit should be a good reason enough to control your expenses in order to avoid getting deeper into the mess. Most of us get into a bad credit because we cannot control our financial needs and we rush into borrowing money which we cannot even pay back. The best thing to do when you find yourself in such a mess is to try to repair your credit first before borrowing more money. However, this does not mean that you should not look for help whenever you are in an urgent need of money for a need that cannot wait until you repair your credit. That is why looking for a loan for bad credit will not be a bad idea at all.

Why Seek For A Loan For Bad Credit?

Loan For Bad Credit - Borrow up to $1500!Not all reasons are valid enough to make you go for a loan for bad credit, because some of the needs can be made to wait instead of making you get deeper and deeper into debts. A need to renovate a house for instance is not good enough because you cab repair your credit and look for a loan to do it. Better still, you can repair your credit and save some money for house renovation in future. Having misplaced priorities is what gets people into the debt mess, and many people continue to sink deeper into the mess because they cannot postpone less urgent needs until that time that they are able to deal with those kinds of needs.
However, there are some house renovations that are of an urgent need. If for instance you have a leaking roof, you may need money urgently in order to have the roof repaired. This will call for a loan for bad credit if already you have a bad credit. Also, if your house has been damaged by say a natural calamity, and you need to renovate it urgently, this is a good reason to look for a bad credit loan. However, note that the urgency of a need is what will make it valid or not. Just be sure that the need cannot wait before you proceed to seeking a loan for bad credit.
Another urgent need like a medical need can prompt you to look for a loan for bad credit. This is a reason that any money lender will agree with in case you borrowed money and you had a bad credit. Hospital needs cannot wait; as soon as they are experienced, they need to be attended to immediately. This is a good reason to look for a loan even with your bad credit in order to cater for such a need. If you are a business person too and your truck or car, which is used for the business endeavors, is in need of an urgent repair, you can still ask for a loan even if you have a bad credit. This is because the truck may save your business and you could be able to repay back all the loans that you have.
Many money lending companies dealing with loans for bad credits do not care so much about the need you have, therefore it is up to you to discipline yourself on whether to go for a loan for bad credit or not. If you already have a bad credit, seeking more loans will make matters worse because the more money you borrow, the more deep you get into debts. That is why it is always recommended to reconsider before you contact a money lender, because after you contact them and they agree to lend you money, you may not be able to look back.

Loan For Bad Credit Video