Get up to $1,500 into your bank account in 30* minutes!

How The Loan Process Works


Apply Online

Applying with Focus Financial is fast and easy, simply fill out our secure and easy application form.


Get Approved

Get approved for a loan in as little as 30* minutes during our regularly scheduled business hours.


  Instant Funding

Once approved, you can receive the funds via E-Mail transfer within 30 minutes*.

Why should you loan with Focus Financial? 

Trusted Lender

We have been supplying Canadians with short term loans for the past 10 years, come see why we are the preferred payday loan provider. 

Quality Customer Service

Got any questions? Please call or email us right away and our staff will guide you through the way.

High Approval Rate

Every application is based on a per person basis and all circumstances are taken in to consideration.            

Fast Turn Around

We strive to process your loans application within minutes and get the money you need right away.

No Faxing Required

Send us your documents the fastest way possible by using our online verification.

Easily Apply Online

In less than 5 minutes your application can be submitted to be processed for your same day loan.

Loan Lenders for People with Bad Credit Marketing Tactics

The next time you are watching television, count the number of commercials that you viewed on payday loans. I would pretty much bet that IF you were to do this that number would be one or lower. Why is this? Mainly because payday loans do not need maximum exposure to be successful is the main reason. The help that payday loans bring to families in need across the globe is huge. Loan lenders for people with bad credit are overwhelmed with customers because of the decline in the economic status of fellow Canadians.  Have you ever had to use a payday loan? What was your reasoning behind your decision? Was it word of mouth, flyers, or online Google advertisement? Many customers have never seen commercials for payday loan companies soliciting for customers. Many of our long-term customers became customers after someone enlightened them on how to pull their selves out of the hole.  Don’t get me wrong, loan lenders for people with bad credit use the internet to get a lot of publicity through online marketing, but their overall reputation on convenience, privacy, and overall package is why they have been the number one  choice amongst consumers who sufferers with bad credit.

Loan Lenders for People with Bad Credit and Schemers Who Make Off With Your Money

Picture of Loan Lenders for People with Bad Credit Beware despite the great reputation for loan lenders for people with bad credit, there have been scams out there. Just in 2009 and 2010, there was a scam where customers were receiving phone calls from private numbers. The customers were told that they have not fulfilled their obligation of their loan. They were threatened with legal action if they did not wire a $1000.00 immediately. The icing on the cake in this elaborate scheme is that everyone they paid their payday loan in full prior to the phone call. Many had been involved with loan lenders for people with bad credit for a few years. Many customers are convinced that they did not pay their loans in full and unfortunately, did wire the money. The scammers were operating under a fake law firm and there was little information linked anyone to the scams. Please be sure to know whom your loan is through and the exact payoff amount. You do not want to be apart of a scheme that will take the little money you do have. If you ever seize the moment and attain a cash advance and you ever receive phone call from your alleged lender ensure that you verify whom you are talking to BEFORE you discuss or disclose any of your personal information. Loan lenders for people with bad credit should not mind making you at ease in which you are speaking with. If you come across a customer service representative who sounds to have some reluctance after you express concern about who they say they are and the company who they are associated with, immediately hang up. You should then contact your cash advance lender and verify if indeed someone did contact you. If a customer service rep works for a legal lending company, there should not be any problem in verifying any information that you may need.  Be careful to watch out for red flags. Remember, if you have been or almost a victim of any type of fraudulent loan lenders for people with bad credit practices is sure to report this type of behavior. This is important so future consumers can be saved from similar activities.  The scammers have not and will not stop trying to drain you out of your money.

Loan Lenders for People with Bad Credit Video