Borrow Up To $1,500

The easiest way to get the fastest loan in Canada

5-minute application and
no credit check

Excellent

Rob
Rob
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Really easy to use and quick fast with no hassle
Karie
Karie
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Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
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You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
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Quick and reliable!πŸ‘πŸ‘πŸ‘
Customer
Customer
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Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
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Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
 Happy customer
Happy customer
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Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
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Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
 D. Ackles
D. Ackles
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Great service provided by great people. Always.
Customer
Customer
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Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
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They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
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You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
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Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
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Trusted Lender

Secure Application

Fast Approvals

How Loan Lenders For People With Bad Credit Can Help You

1. Apply Online

Our online, secure application form only takes a few minutes to complete.

2. Get Approved

It takes around 30* minutes for us to make a decision on your loan application during business hours.

3. Get Your Money

Once approved, you should receive an E-mail Transfer transfer in 30* minutes.

All Types of Income Accepted

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why Focus Cash Loans One of the Best Loan Lenders For People With Bad Credit?

Trusted Lender Since 2008

We have been helping Canadians to meet their short term financial needs for the past 12 years.

Apply Online Anytime 24/7

Fill out our easy online loan application form and borrow up to $1500 instantly!

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks and have a personalized approach to every loan application.

Instant Interac e-Transfers

If you need money, you need it fast. Receive Interac e-Transfers within minutes of being approved.

No Hidden Fees Or Charges

When you get a payday loan from us, there are no hidden fees or extra hidden charges.

We are the leading Loan Lender For People With Bad Credit since 2008.

Loan Lenders for People with Bad Credit Marketing Tactics

The next time you are watching television, count the number of commercials you viewed on payday loans. I would pretty much bet that IF you were to do this that number would be one or lower. Why is this? Mainly because payday loans do not need maximum exposure to be successful is the main reason. The help that payday loans bring to families in need across the globe is huge. Loan lenders for people with bad credit are overwhelmed with customers because of the decline in the economic status of fellow Canadians. Have you ever had to use a payday loan? What was your reasoning behind your decision? Was it word of mouth, flyers, or online Google advertisement? Many customers have never seen commercials for payday loan companies soliciting for customers. Many of our long-term customers became customers after someone enlightened them on how to pull their selves out of the hole. Don’t get me wrong, loan lenders for people with bad credit use the internet to get a lot of publicity through online marketing, but their overall reputation on convenience, privacy, and overall package is why they have been the number one choice amongst consumers who sufferers with bad credit.

Loan Lenders for People with Bad Credit and Schemers Who Make Off With Your Money

Beware despite the great reputation for loan lenders for people with bad credit, there have been scams out there. Just in 2009 and 2010, there was a scam where customers were receiving phone calls from private numbers. The customers were told that they have not fulfilled their obligation of their loan. They were threatened with legal action if they did not wire a $1000.00 immediately. The icing on the cake in this elaborate scheme is that everyone they paid their payday loan in full prior to the phone call. Many had been involved with loan lenders for people with bad credit for a few years. Many customers are convinced that they did not pay their loans in full and unfortunately, did wire the money. The scammers were operating under a fake law firm and there was little information linked anyone to the scams. Please be sure to know whom your loan is through and the exact payoff amount. You do not want to be apart of a scheme that will take the little money you do have. If you ever seize the moment and attain a cash advance and you ever receive phone call from your alleged lender ensure that you verify whom you are talking to BEFORE you discuss or disclose any of your personal information. Loan lenders for people with bad credit should not mind making you at ease in which you are speaking with. If you come across a customer service representative who sounds to have some reluctance after you express concern about who they say they are and the company who they are associated with, immediately hang up. You should then contact your cash advance lender and verify if indeed someone did contact you. If a customer service rep works for a legal lending company, there should not be any problem in verifying any information that you may need. Be careful to watch out for red flags. Remember, if you have been or almost a victim of any type of fraudulent loan lenders for people with bad credit practices is sure to report this type of behavior. This is important so future consumers can be saved from similar activities. The scammers have not and will not stop trying to drain you out of your money.