Get up to $1,500 into your bank account in 30* minutes!

How The Loan Process Works


Apply Online

Applying with Focus Financial is fast and easy, simply fill out our secure and easy application form.


Get Approved

Get approved for a loan in as little as 30* minutes during our regularly scheduled business hours.


  Instant Funding

Once approved, you can receive the funds via E-Mail transfer within 30 minutes*.

Why should you loan with Focus Financial? 

Trusted Lender

We have been supplying Canadians with short term loans for the past 10 years, come see why we are the preferred payday loan provider. 

Quality Customer Service

Got any questions? Please call or email us right away and our staff will guide you through the way.

High Approval Rate

Every application is based on a per person basis and all circumstances are taken in to consideration.            

Fast Turn Around

We strive to process your loans application within minutes and get the money you need right away.

No Faxing Required

Send us your documents the fastest way possible by using our online verification.

Easily Apply Online

In less than 5 minutes your application can be submitted to be processed for your same day loan.


There is no bad situation to be in than when you have bad credit scores and need cash. What makes many people to dread such a situation is the fact that despite your urgent need for money, one is actually short of choices when it comes to where you will get the money for at this point, traditional financial institutions may not want anything to do with you. It becomes an even more horrific nightmare when you not only need cash, but need a large amount of it in order to for instance settle a huge medical bill, pay for education fees or for you to be able to implement a promising business idea. Well, if this sounds familiar, you are the kind of person I would recommend a long term bad credit loan Canada to.

Long term loans bad credit rating Canada offer large amount of money to borrowers depending on the amount one would have applied for. These loans are the most appropriate when you for example want to settle all your debts for good. In a nutshell, they come in handy in instances where you need a lot of money urgently. Long term loans bad credit rating is usually classified in two main categories. The first is the secured long term loans category and secondly, the unsecured long term loans. As for the secured long term loans, the borrower will be obliged to have collateral but its advantage is that the higher the value of the collateral you place for the loan, the larger the range of money you can be eligible for. Even then, unsecured long term loans can still serve you best if you do not have or do not want to attach any collateral to the loan. However, as for unsecured long term loans credit rating, the amount a borrower may be given varies with the kind of credit score they have and their monthly pay is also given consideration.

Picture of Loans Bad Credit RatingAdvantages Of Getting Loans Bad Credit Rating When In Debt

Generally, long term loans have two basic and yet very important advantages to any borrower. First and foremost, long terms loans bad credit rating normally have a very long repayment period which may range from 20-30 years. With such a long time provided for you to fully repay the loan, a borrower finds it easier to settle the loan debt not forgetting if perhaps you had took the loan to start a business, with a better income now, one will surely have an easy time footing the loan. In addition, interest charged for long term loans bad credit rating Canada are often reasonable hence despite the long period of repayment time and although the amount of money one will have borrowed is large, the principal amount you will have paid after the repayment period will not be too high.

You might be thinking with the large sums of money given probably obtaining long term loans bad credit rating involves a hectic procedure but believe you me, it is quite the contrary. In the present Canada, long term bad credit loans can be applied for online hence are accessible to everyone who has an internet connection in their home or basically anyone who can access the internet. Therefore, expect only little paperwork and a short acquisition procedure. Also, many bad credit loan companies offering long term loans nowadays have put in place a quick cash delivery procedure thus making borrowers to receive the cash fast enough to meet their financial needs.

This is why there is no financial situation that can be said to be unfixable today in Canada for regardless of how bad you financial status may be or how big the amount of money you need may look, there will be a quick remedy to your problem.

Loans Bad Credit Rating Video