Borrow Up To $1,500

The easiest way to get the fastest loan in Canada

5-minute application and
no credit check

Excellent

Rob
Rob
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Really easy to use and quick fast with no hassle
Karie
Karie
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Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
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You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
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Quick and reliable!👍👍👍
Customer
Customer
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Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
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Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
 Happy customer
Happy customer
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Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
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Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
 D. Ackles
D. Ackles
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Great service provided by great people. Always.
Customer
Customer
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Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
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They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
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You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
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Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
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Trusted Lender

Secure Application

Fast Approvals

How To Get Loans Bad Credit Rating

1. Apply Online

Our online, secure application form only takes a few minutes to complete.

2. Get Approved

It takes around 30* minutes for us to make a decision on your loan application during business hours.

3. Get Your Money

Once approved, you should receive an E-mail Transfer transfer in 30* minutes.

All Types of Income Accepted

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why Get Loans Bad Credit Rating from Focus Cash Loans?

Trusted Lender Since 2008

We have been helping Canadians to meet their short term financial needs for the past 12 years.

Apply Online Anytime 24/7

Fill out our easy online loan application form and borrow up to $1500 instantly!

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks and have a personalized approach to every loan application.

Instant Interac e-Transfers

If you need money, you need it fast. Receive Interac e-Transfers within minutes of being approved.

No Hidden Fees Or Charges

When you get a payday loan from us, there are no hidden fees or extra hidden charges.

We are the leading provider of Loans Bad Credit Rating since 2008.

What You Gain From Long Term Loans Bad Credit Rating

There is no bad situation to be in than when you have bad credit scores and need cash. What makes many people dread such a situation is the fact that despite your urgent need for money, one is actually short of choices when it comes to where you will get the money for at this point, traditional financial institutions may not want anything to do with you. It becomes an even more horrific nightmare when you not only need cash, but need a large amount of it in order to, for instance, settle a huge medical bill, pay for education fees or for you to be able to implement a promising business idea. Well, if this sounds familiar, you are the kind of person I would recommend a long term bad credit loan Canada to.

Long term loans bad credit rating Canada offer large amount of money to borrowers depending on the amount one would have applied for. These loans are the most appropriate when you for example want to settle all your debts for good. In a nutshell, they come in handy in instances where you need a lot of money urgently. Long term loans bad credit rating is usually classified into two main categories. The first is the secured long term loans category and secondly, the unsecured long term loans. As for the secured long term loans, the borrower will be obliged to have collateral, but its advantage is that the higher the value of the collateral you place for the loan, the larger the range of money you can be eligible for. Even then, unsecured long term loans can still serve you best if you do not have or do not want to attach any collateral to the loan. However, as for unsecured long term loans credit rating, the amount a borrower may be given varies with the kind of credit score they have and their monthly pay is also given consideration.

Advantages Of Getting Loans Bad Credit Rating When In Debt

Generally, long term loans have two basic and yet very important advantages to any borrower. First and foremost, long terms loans bad credit rating normally have a very long repayment period which may range from 20-30 years. With such a long time provided for you to fully repay the loan, a borrower finds it easier to settle the loan debt, not forgetting if perhaps you had took the loan to start a business, with a better income now, one will surely have an easy time footing the loan. In addition, interest charged for long term loans bad credit rating Canada are often reasonable hence despite the long period of repayment time and although the amount of money one will have borrowed is large, the principal amount you will have paid after the repayment period will not be too high.

You might be thinking with the large sums of money given probably obtaining long term loans bad credit rating involves a hectic procedure but believe you me, it is quite the contrary. In the present Canada, long term bad credit loans can be applied for online hence are accessible to everyone who has an internet connection in their home or basically anyone who can access the internet. Therefore, expect only little paperwork and a short acquisition procedure. Also, many bad credit loan companies offering long term loans nowadays have put in place a quick cash delivery procedure, thus making borrowers receive the cash fast enough to meet their financial needs.

This is why there is no financial situation that can be said to be unfixable today in Canada, for regardless of how bad your financial status may be or how big the amount of money you need may look, there will be a quick remedy to your problem.