Get up to $1,500 into your bank account in 30* minutes!

How The Loan Process Works


Apply Online

Applying with Focus Financial is fast and easy, simply fill out our secure and easy application form.


Get Approved

Get approved for a loan in as little as 30* minutes during our regularly scheduled business hours.


  Instant Funding

Once approved, you can receive the funds via E-Mail transfer within 30 minutes*.

Why should you loan with Focus Financial? 

Trusted Lender

We have been supplying Canadians with short term loans for the past 10 years, come see why we are the preferred payday loan provider. 

Quality Customer Service

Got any questions? Please call or email us right away and our staff will guide you through the way.

High Approval Rate

Every application is based on a per person basis and all circumstances are taken in to consideration.            

Fast Turn Around

We strive to process your loans application within minutes and get the money you need right away.

No Faxing Required

Send us your documents the fastest way possible by using our online verification.

Easily Apply Online

In less than 5 minutes your application can be submitted to be processed for your same day loan.

Loans Bad Credit

Trying to obtain loans bad credit can be very frustrating.  The higher your score is, the higher probability of you receiving a loan with a satisfactory interest rate. Typical bank loans use your FICO credit when analyzing potential personal loan customers. Will your credit make the pick? Your credit score may have to be as high as 660 to get approved in this day and time. If your score is not high enough, you are in the same position as many Canadians. Bad credit issues have kept many Canadians from receiving the help that they need. There are loans available for applicants. There are several options available to consumers that need loans but have bad credit.

Loans Bad Credit Sharks in the Water!

Picture of Loans Bad CreditMany have used the pawnshop as a means to make ends meet. A pawnshop is a business that allows individuals with bad credit to obtain loans by securing it with property. The loan is based on the appraised value of your available collateral. The customer has a certain amount of time to pay back the loan or they risk losing their wonderful possessions. Don’t allow pawn sharks to dwindle you out of your electronics and jewelry with promises of loans. Bad credit does not have to be your downfall. There are alternatives to secured loans. Loans bad credit are designed to cater to consumers with like yourself

Loans Bad Credit in the form of an Advance?
Payday loans are quick alternatives to pawning your worldly possessions. If your payday is weeks away and you need money now, a payday loan is your solution. These types of loans are also referred to as cash advances.  Payday loans have been around since the early 1990’s. They have proven time and time again that they are convenient and require little effort on your end to obtain these types of loans. Low scores will not hold you back. For loans bad credit you have to be at least 19 years of age and have been employed for at least 2 month, you are approved. Payday advances also requires that you have a bank account as well as a verifiable telephone number. Be prepared to also verify who you are. This can be achieved by producing your driver’s license or identification card.  Payday loans range from $100 to $1500. It could be higher depending on your circumstances. This could be the miracle you need to finance your child summer school or even get the air conditioner fixed for the hot summer weather. These loans bad credit will keep your head above water. The loan may be utilized for any purpose you see fit. Remember that these cash advances are means for short-term assistance. It should not be considered a long-term loan. The bad credit loan term can range from one week up to two months. If you pay the loan off before your next pay cheque, you can possible avoid some fees. You should never borrow more than you can repay. Your loan amount is based off your salary.  Cash advances should be used with care and responsibility.  You are only allowed one loan out per pay period. Loans bad credit should encourage instead if discourage you. Loan processes can be overbearing but we take the pain out of the process. All it takes is a few strokes of your fingers and your bad credit loan application will be completed. Process is fast and personal information requested is minimum. Getting a loan as never been easier or faster. Many consumers will vouch that these advances saved them when everyone else said no. Will you free yourself?

Loans Bad Credit Video