Borrow Up To $1,500

The easiest way to get the fastest loan in Canada

5-minute application and
no credit check

Excellent

Rob
Rob
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Really easy to use and quick fast with no hassle
Karie
Karie
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Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
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You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
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Quick and reliable!👍👍👍
Customer
Customer
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Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
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Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
 Happy customer
Happy customer
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Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
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Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
 D. Ackles
D. Ackles
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Great service provided by great people. Always.
Customer
Customer
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Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
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They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
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You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
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Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
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Trusted Lender

Secure Application

Fast Approvals

How To Get Loans Bad Credit

1. Apply Online

Our online, secure application form only takes a few minutes to complete.

2. Get Approved

It takes around 30* minutes for us to make a decision on your loan application during business hours.

3. Get Your Money

Once approved, you should receive an E-mail Transfer transfer in 30* minutes.

All Types of Income Accepted

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why Get Loans Bad Credit from Focus Cash Loans?

Trusted Lender Since 2008

We have been helping Canadians to meet their short term financial needs for the past 12 years.

Apply Online Anytime 24/7

Fill out our easy online loan application form and borrow up to $1500 instantly!

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks and have a personalized approach to every loan application.

Instant Interac e-Transfers

If you need money, you need it fast. Receive Interac e-Transfers within minutes of being approved.

No Hidden Fees Or Charges

When you get a payday loan from us, there are no hidden fees or extra hidden charges.

We are the leading provider of Loans Bad Credit since 2008.

Loans Bad Credit

Trying to obtain loans bad credit can be very frustrating. The higher your score is, the higher probability of you receiving a loan with a satisfactory interest rate. Typical bank loans use your FICO credit when analyzing potential personal loan customers. Will your credit make the pick? Your credit score may have to be as high as 660 to get approved in this day and time. If your score is not high enough, you are in the same position as many Canadians. Bad credit issues have kept many Canadians from receiving the help that they need. There are loans available for applicants. There are several options available to consumers that need loans but have bad credit.
Loans Bad Credit Sharks in the Water!

Many have used the pawnshop as a means to make ends meet. A pawnshop is a business that allows individuals with bad credit to obtain loans by securing it with property. The loan is based on the appraised value of your available collateral. The customer has a certain amount of time to pay back the loan or they risk losing their wonderful possessions. Don’t allow pawn sharks to dwindle you out of your electronics and jewelry with promises of loans. Bad credit does not have to be your downfall. There are alternatives to secured loans. Loans bad credit are designed to cater to consumers with like yourself

Loans Bad Credit in the form of an Advance?
Payday loans are quick alternatives to pawning your worldly possessions. If your payday is weeks away and you need money now, a payday loan is your solution. These types of loans are also referred to as cash advances. Payday loans have been around since the early 1990’s. They have proven time and time again that they are convenient and require little effort on your end to obtain these types of loans. Low scores will not hold you back. For loans bad credit you have to be at least 19 years of age and have been employed for at least 2 month, you are approved. Payday advances also requires that you have a bank account as well as a verifiable telephone number. Be prepared to also verify who you are. This can be achieved by producing your driver’s license or identification card. Payday loans range from $100 to $1500. It could be higher depending on your circumstances. This could be the miracle you need to finance your child summer school or even get the air conditioner fixed for the hot summer weather. These loans bad credit will keep your head above water. The loan may be utilized for any purpose you see fit. Remember that these cash advances are means for short-term assistance. It should not be considered a long-term loan. The bad credit loan term can range from one week up to two months. If you pay the loan off before your next pay cheque, you can possible avoid some fees. You should never borrow more than you can repay. Your loan amount is based off your salary. Cash advances should be used with care and responsibility. You are only allowed one loan out per pay period. Loans bad credit should encourage instead if discourage you. Loan processes can be overbearing but we take the pain out of the process. All it takes is a few strokes of your fingers and your bad credit loan application will be completed. Process is fast and personal information requested is minimum. Getting a loan as never been easier or faster. Many consumers will vouch that these advances saved them when everyone else said no. Will you free yourself?