Borrow Up To $1,500

The easiest way to get the fastest loan in Canada

5-minute application and
no credit check

Excellent

Rob
Rob
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Really easy to use and quick fast with no hassle
Karie
Karie
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Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
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You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
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Quick and reliable!πŸ‘πŸ‘πŸ‘
Customer
Customer
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Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
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Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
 Happy customer
Happy customer
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Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
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Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
 D. Ackles
D. Ackles
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Great service provided by great people. Always.
Customer
Customer
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Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
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They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
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You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
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Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
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Trusted Lender

Secure Application

Fast Approvals

How To Get Loans For People With Bad Credit Canada

1. Apply Online

Our online, secure application form only takes a few minutes to complete.

2. Get Approved

It takes around 30* minutes for us to make a decision on your loan application during business hours.

3. Get Your Money

Once approved, you should receive an E-mail Transfer transfer in 30* minutes.

All Types of Income Accepted

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why Get Loans For People With Bad Credit Canada from Focus Cash Loans?

Trusted Lender Since 2008

We have been helping Canadians to meet their short term financial needs for the past 12 years.

Apply Online Anytime 24/7

Fill out our easy online loan application form and borrow up to $1500 instantly!

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks and have a personalized approach to every loan application.

Instant Interac e-Transfers

If you need money, you need it fast. Receive Interac e-Transfers within minutes of being approved.

No Hidden Fees Or Charges

When you get a payday loan from us, there are no hidden fees or extra hidden charges.

We are the leading provider of Loans For People With Bad Credit Canada since 2008.

Types Of Bad Credit Loans Available In Canada

It’s a fact that many people are on bad credit rating due to the financial challenges that have become even more as a result of economic setbacks among other major contributors of the same. Fortunately, times have changed, and in our present times, it is not as difficult as it used to be for people with bad credit to receive loans. Well, though traditional financial institutions may still not approve your loan request, you nevertheless stand chances of obtaining loans for people with bad credit Canada through the Bad Credit Loan Program. Due to the differences in individual situations, however, it is very important to know the available loans and their advantages when it comes to their terms of repayment and purpose, before narrowing down to that particular loan you would like to apply for.

Different Kinds Of Loans For People With Bad Credit Canada

There are a quite a number of loans for people with bad credit in Canada that one can consider for application. Personal loans for people with bad credit Canada are usually top on the list. These loans are given to people who would like to settle urgent personal financial demands which may include an urgent need to pay school fees for your children, business demands and in cases where for one reason or another, your current financial status does not enable you to pay house rent in time as per your agreement with the Landlord. Personal loans are the most highly sorted after bad credit loans in Canada, and for this reason, they are made easily available to everyone online so that applications can be quickly made when the need arises.

Car loans for people with bad credit in Canada are also in very high demand. As with car loans, there may be a need to specify what actually you need the loan for as there are loans for car repair, loans for purchasing a car and even loans for acquiring car title. Such a loan can be of great help when for instance your car gets a major breakdown in the time of the month when you do not have money and you really need the car back on track for your daily routines to run smoothly. Car loans Canada are nearly similar to payday loans when it comes to approval and instant delivery of the loaned amount as the level of competition for car loans bad credit is very high. It may only take you a day or at most two for your car loan request to successfully go through.

Equally important when it comes to bad credit loans Canada are Home Loans for people with bad credit Canada. Home bad credit loans are there to make it equally possible for those with bad credit ratings to still have an opportunity of purchasing their own home just like people with good credit records. Bad credit loans for buying a home are very convenient as they often charge a very low interest rate, so that you do not have problems meeting the repayment conditions. Most bad credit companies will also ensure that the interest charged is on a fixed basis to enable the borrower to know what amount they have due and therefore plan on how they are going to repay without qualms.

Finally, we have payday loans and debt consolidation loans for people with bad credit in Canada. Payday loans specifically target those with bad credit but on some kind of employment and have a really fast approval system making them the most appropriate to seek when in an emergency cash situation. On the other hand, debt consolidation loans are given to enable a person on bad credit to pay his other many debts and be left with only one debt to think about which has very borrower-friendly repayment terms.