Get up to $1,500 into your bank account in 30* minutes!

How The Loan Process Works


Apply Online

Applying with Focus Financial is fast and easy, simply fill out our secure and easy application form.


Get Approved

Get approved for a loan in as little as 30* minutes during our regularly scheduled business hours.


  Instant Funding

Once approved, you can receive the funds via E-Mail transfer within 30 minutes*.

Why should you loan with Focus Financial? 

Trusted Lender

We have been supplying Canadians with short term loans for the past 10 years, come see why we are the preferred payday loan provider. 

Quality Customer Service

Got any questions? Please call or email us right away and our staff will guide you through the way.

High Approval Rate

Every application is based on a per person basis and all circumstances are taken in to consideration.            

Fast Turn Around

We strive to process your loans application within minutes and get the money you need right away.

No Faxing Required

Send us your documents the fastest way possible by using our online verification.

Easily Apply Online

In less than 5 minutes your application can be submitted to be processed for your same day loan.

Loans for People with Bad Credit No Fees Opening Act

Is there a thing as full financial freedom with bad credit? Do you think getting loans for people with bad credit no fees is impossible? Life can be difficult when the world of credit turns the back on you. Many of us have experienced the frustration of not being able to secure a loan.  If you have late payments, bankruptcies, collection accounts, or judgments on your credit report, this possibly describes you.  Life circumstances arise that keeps us from having full financial freedom. With the national foreclosure rate steadily rising, Canadians are feeling the effects of the economy. It seems has things could not get any worse. The majority of citizens believe that it is indeed impossible to find loans for people with bad credit no fees. If you have been convinced that this is true, just hold on to your seat. There IS money available.  You could have money in your hands in as fast as 24 hours. If you are scratching your head, let me tell you what options you have available to you.

Loans for People with Bad Credit No Fees is Money in a Click

Picture of employee that got Loans for People with Bad Credit No FeesThere are several types of loans available to Canadians. These options could possibly include secured loans. Secured loans are only approved on the basis that you have some type of collateral to secure your loan. This option is not always sufficient because many do not have the property to put up as collateral.  Payday loans are a more feasible option when you are in search of loans for people with bad credit no fees. Payday loans are also referred to as cash advances. These loans are quick, painless, and private. There is no need to have to stand in long lines at the bank. No more frustration of having to kiss up to the loan officer, in hopes of the making a good impression. When trying to obtain a traditional private loan, the waiting period is horrible. Your mind constantly is wondering is that late payment going to hold me back? Should I have paid more down on my credit card balance? These concerns are long gone when you apply for a payday loan. Payday loans specialize in individuals whom are in search of loans for people with bad credit no fees.  The first step to moving on and securing another loan is to accept responsibility for all of your past credit mistakes. By being honest with yourself, you are building the strong foundation to walk a straight line. This is apart of the healing process. Recovering from bad credit requires healing. No therapist is needed but a clear mind will do just fine. Before applying for any type of loan, be sure to do a complete analysis of your financial situation. It is your job to evaluate your own personal ability to pay. Since the requirements to most loans for people with bad credit are minimum, you should still practice good borrowing habits. To ensure that your approval process goes smoothly, be sure that you meet the requirements and beyond. Do not expect to request a $10,000 loan. Something if this magnitude is simply not going to happen in this department. If loans for people with bad credit no fees is what you are looking for, submit your application today. Before you know it, you will be borrowing like a pro in no time. Try not to depend on bad credit loans too much to get you out of tight spots. You do not want to overburden your credit anymore than what it already has. If you are in search for a bad credit loan, it is time to make some positive changes.

Loans for People with Bad Credit No Fees Video