Borrow Up To $1,500

The easiest way to get the fastest loan in Canada

5-minute application and
no credit check

Excellent

Rob
Rob
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Really easy to use and quick fast with no hassle
Karie
Karie
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Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
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You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
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Quick and reliable!👍👍👍
Customer
Customer
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Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
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Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
 Happy customer
Happy customer
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Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
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Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
 D. Ackles
D. Ackles
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Great service provided by great people. Always.
Customer
Customer
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Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
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They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
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You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
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Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
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Trusted Lender

Secure Application

Fast Approvals

How To Get Loans For People With Bad Credit

1. Apply Online

Our online, secure application form only takes a few minutes to complete.

2. Get Approved

It takes around 30* minutes for us to make a decision on your loan application during business hours.

3. Get Your Money

Once approved, you should receive an E-mail Transfer transfer in 30* minutes.

All Types of Income Accepted

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why Get Loans For People With Bad Credit from Focus Cash Loans?

Trusted Lender Since 2008

We have been helping Canadians to meet their short term financial needs for the past 12 years.

Apply Online Anytime 24/7

Fill out our easy online loan application form and borrow up to $1500 instantly!

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks and have a personalized approach to every loan application.

Instant Interac e-Transfers

If you need money, you need it fast. Receive Interac e-Transfers within minutes of being approved.

No Hidden Fees Or Charges

When you get a payday loan from us, there are no hidden fees or extra hidden charges.

We are the leading provider of Loans For People With Bad Credit since 2008.

Money Loans for People with Bad Credit is Up Hill from Here

Money is something that we all wish we had more of. Especially when you have terrible credit. No matter what your economic class is, there will come a time in your life, when your money is not enough to carry you over to your next payday. Many are in search of money loans for people with bad credit. Does this sound like you? You work everyday to only have just enough to carry you over. What happens when an emergency arrives? If you are barely making ends meet, how possibly could you pay for the flat tire or that huge emergency room fee? If you had bad credit, you might have exhausted all your available resources. That is, until now. There is money available to you. It is not as hard as you think to receive it. You money is only a click away.

Solitude with Money Loans for People with Bad Credit

It can be rough when you feel like you are running in place and there are money loans for people with bad credit nowhere in sight. If you have ever experienced heart-crushing event such as a foreclosure, you know how much a loan could me. Many lending companies will not touch someone who has a bankruptcy that has not been discharged yet. Where do you turn when the world turns their back on you? These cash advances provide money loans for people with bad credit. The requirements are minimal. There is no prying into your past personal life experiences. Unlike traditional personal loans, they care less who you worked for 2 years ago. The only concern of cash advance lenders is that they know where to find you now. Where you were raised is no concern to them. The last time I completed a loan application, it felt like I was taking a test, No one should have to feel this way. If money loans for people with bad credit are what you are looking for, complete the application. Please understand that if you are attempting to receive your first cash advance, be advised that you gradually have to build up to higher loan amounts.

You have to understand the lenders need to approach all high-risk customers cautiously. I know for consumers, this is harder than it sounds. When you need money, you need it. Just like walking, you have to take baby steps. Even alcoholics have to approach life cautiously after their sobriety. Please be prepared to show verification of your personal information such as a driver license or identification card. The money loans for people with bad credit might be a simple task but understand that there will be fees. If you had good credit, your interest could be way lower, but you would not have all the specialties these loans can bring you. With all loans, please ensure that you borrow responsibly. Cash advances make managing your loans easy. The loan terms vary from one week to two months. The loan is normally paid back on your next payday. It is possible to extend your loan out till your next payday if it is needed. Fees are accessed for cash advances. Please be sure to read all loan document information any money loans for people with bad credit. If you pay your loan in full BEFORE you scheduled payday, you are awarded for this. Please ask how much fees will be reduced if you follow this route. With all money loans for people with bad credit, ensure that you understand all aspects of your loan, such as due dates, fees, and how to avoid certain fees.