Get up to $1,500 into your bank account in 30* minutes!

How The Loan Process Works


Apply Online

Applying with Focus Financial is fast and easy, simply fill out our secure and easy application form.


Get Approved

Get approved for a loan in as little as 30* minutes during our regularly scheduled business hours.


  Instant Funding

Once approved, you can receive the funds via E-Mail transfer within 30 minutes*.

Why should you loan with Focus Financial? 

Trusted Lender

We have been supplying Canadians with short term loans for the past 10 years, come see why we are the preferred payday loan provider. 

Quality Customer Service

Got any questions? Please call or email us right away and our staff will guide you through the way.

High Approval Rate

Every application is based on a per person basis and all circumstances are taken in to consideration.            

Fast Turn Around

We strive to process your loans application within minutes and get the money you need right away.

No Faxing Required

Send us your documents the fastest way possible by using our online verification.

Easily Apply Online

In less than 5 minutes your application can be submitted to be processed for your same day loan.

It’s Easy To Get Personal Loans On Bad Credit

Personal loans are very easy to get in many money lending institutions in the country. They are also very useful especially if you have a personal need that cannot be met with all your savings and the money you are earning at that moment. A problem comes when you are having a bad credit already and you start feeling as if you cannot be considered for personal loans on bad credit despite the fact that you are also needy and you do not have enough money to cater for your needs. This is not usually the case with most money lenders. They issue out personal loans even in such situations as bad credit because they believe in debtors paying back the money despite their current situations.

Picture of Loans On Bad Credit - Apply now! Get Money in 30 minutes!Simple Requirements Needed For Loans On Bad Credit

In order to get started well in acquiring a loan on bad credit, you need to look for a money lending institution which deals with loans on bad credit first. Not all money lending institutions deal with those kinds of loans, therefore you will have to look in the market, or even online in order to gather as many institutions as possible so as to make a comparison in their services thereafter. Start with the bank whose services you use more often. It could have such loans at a rate you would like. Consider other banks as well, and then you can proceed online if you are not able to get a bank with the kind of terms you need with year credit situation. When you do your search over the internet, you are likely to get so many of these money lending institutions, some operating online and others offline.
You also need a valid reason as to why you need the money urgently. You could have at least waited to repair your credit before seeking another loan especially if the need is not that urgent. Loans on bad credit need not be taken for any other use but for urgent needs only, that cannot wait. But if the need is urgent, then you can proceed to compare the money lending institutions that you already have got from your search. Analyze your needs first in order to compare well. Do away with those that do not come close to what you are looking for so that you can be left with only a few to compare.
The next thing to do is to compare the terms and conditions of the different money lenders so as to ensure that you have got only the best in the market to deal with. Apart from the terms and conditions, you need to look more into all the other charges that are usually hidden, which could make you pay so much money in the end. There are money lending institutions which include so many charges and they do not care to explain them to their clients. You do not need the loans on bad credit from these lenders, because you will pay so much in the end, more than you had anticipated.
After a money lending institution is chosen from the so many you had earlier, you need to meet in person with your lender in order to impress them. You do not need to look bad in their presence even if your credit rating says otherwise. Fill out all the applications for loans on bad credit on time and submit them in the manner than the lender requires. You need to be at your best with your lender so that he will not look so much into your credit rating. Chances are that they will forget your credit rating the moment you strike a good impression.

Loans On Bad Credit Video