Get up to $1,500 into your bank account in 30* minutes!

How The Loan Process Works


Apply Online

Applying with Focus Financial is fast and easy, simply fill out our secure and easy application form.


Get Approved

Get approved for a loan in as little as 30* minutes during our regularly scheduled business hours.


  Instant Funding

Once approved, you can receive the funds via E-Mail transfer within 30 minutes*.

Why should you loan with Focus Financial? 

Trusted Lender

We have been supplying Canadians with short term loans for the past 10 years, come see why we are the preferred payday loan provider. 

Quality Customer Service

Got any questions? Please call or email us right away and our staff will guide you through the way.

High Approval Rate

Every application is based on a per person basis and all circumstances are taken in to consideration.            

Fast Turn Around

We strive to process your loans application within minutes and get the money you need right away.

No Faxing Required

Send us your documents the fastest way possible by using our online verification.

Easily Apply Online

In less than 5 minutes your application can be submitted to be processed for your same day loan.

Online Loans for People with Bad Credit


If you think that your bad credit history can stop you from getting a loan, then you are wrong. The world is advancing at a fast speed and monetary problems are common in everybody’s lives as the requirements have increased. Loans exist for this section of the society and online loans for people with bad credit are the easiest options of all. The advancement in technology has made communicating on the internet extremely simple and there are possibilities to sort out any kind of task with a written code. Many banks have established their services online and people can avail them with little harassment. In the comfort of your chair you will be able to fill out the forms and submit necessary documents right from your place. You do not need to keep on making rounds of the bank to submit some required document. This method is very effective and banks respond to the customer as quickly as they can. In many cases loans are issued on the same day and you can expect you money to reach you in not more than a few days if not within the next 24 hours.
The online loans for people with bad credit can be used to solve any of your financial problems.Internet is one of the basic needs of the people. The services can be availed easily and you can easily search online for the best option. Online loans for people with bad credit are issued by online money lenders who wish to establish themselves on the newest mode of business. The enhanced mode of connectivity keeps the bank cognizant of all the information. The instant approval of such loans is the greatest advantage and you do not have to wait for your next paycheck to reach you if you look to buy something. These loans are mostly aimed at solving the short term needs of the people but you can consider some options that will allow you to lend the amount for longer durations. You can easily search online for different money lenders offering online loans for people with bad credit and choose the one which best suits you. There are many things you will have to consider and keep in mind you get the lowest interest rate and the best mode of repayment.

What else do you need to know about online loans for people with bad credit?

You will need to satisfy certain requirements to be eligible for availing online loans for people with bad credit. You need to at least 19 years old and should have been employed for at least 2 months. You should hold an account (checking account) in your name and the money would be transferred to that account. You also need to have a working telephone number in order to satisfy the criteria.
The online loans for people with bad credit can be used to solve any of your financial problems. They can range from paying a pending bill, an emergency healthcare requirement, urgent need of an appliance or paying for repair of your car or home. You should not be using this money for repayment of some other loan or debt as you may face some problems for that. Financial crunches can happen to anyone but these online loans help the people who haven’t enjoyed a good past in terms of credit with the required money.
The final thing to be wary of is the legitimacy of the money lender. Because you are contacting the loan provider online there is every chance of falling prey to a fraud. You should read the reviews and consult a few people before making any kind of choice.

Online Loans for People with Bad Credit Video