Borrow Up To $1,500

The easiest way to get the fastest loan in Canada

5-minute application and
no credit check

Excellent

Rob
Rob
Read More
Really easy to use and quick fast with no hassle
Karie
Karie
Read More
Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
Read More
You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
Read More
Quick and reliable!👍👍👍
Customer
Customer
Read More
Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
Read More
Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
 Happy customer
Happy customer
Read More
Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
Read More
Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
 D. Ackles
D. Ackles
Read More
Great service provided by great people. Always.
Customer
Customer
Read More
Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
Read More
They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
Read More
You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
Read More
Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
Previous
Next

Trusted Lender

Secure Application

Fast Approvals

How To Get Online Payday Loan

1. Apply Online

Our online, secure application form only takes a few minutes to complete.

2. Get Approved

It takes around 30* minutes for us to make a decision on your loan application during business hours.

3. Get Your Money

Once approved, you should receive an E-mail Transfer transfer in 30* minutes.

All Types of Income Accepted

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why Get Online Payday Loan from Focus Cash Loans?

Trusted Lender Since 2008

We have been helping Canadians to meet their short term financial needs for the past 12 years.

Apply Online Anytime 24/7

Fill out our easy online loan application form and borrow up to $1500 instantly!

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks and have a personalized approach to every loan application.

Instant Interac e-Transfers

If you need money, you need it fast. Receive Interac e-Transfers within minutes of being approved.

No Hidden Fees Or Charges

When you get a payday loan from us, there are no hidden fees or extra hidden charges.

We are the leading provider of Online Payday Loan since 2008.

Acquire cash instantly with online payday loan

Payday loans are a boon to all the people who require cash immediately and cannot wait until the next payday. This is instant and simple solution ever available.

With growing prices in the market, it becomes difficult for a salaried person to manage extra expenses that crop up sometimes. Day to day life, there are many expenses that just take place suddenly, and you cannot help. There are many situations that cannot wait, like imagine your bike or car broke down, imagine there are extra household bills, etc. for all such short-term requirements, online payday loan is best as you can get a loan of $100-$1500.

However, online payday loan is making life easier, simpler, and comfortable and secured because, you know if you have a short-term requirement what you should do and whom to approach. Just go online and fill application, which is quite simple and it is available free of cost. Within no time, your request will be processed and you can avail the loan amount and use it, as the cash will be transferred to your bank account.

Unlike, the olden days where people used to take the help of banks or either borrow money from relatives. Today, there are smart options available for a smarter generation who do not like to borrow money from friends and relatives, as it is embarrassing.
Advantages of online payday loan:

1. Easiest option for extra cash: you can always rely on this loan whenever you require cash instantly without disclosing the reason for the emergency.
2. Short-Term Loan for low amount: online payday loan is more or less like personal loans, the only difference is online payday loans are taken for short-term and paid once payday arrives.
3. Instant Cash: as soon as your application is qualified, you get the loan instantly you don’t have to wait, unlike other loans. You get cash within few hours at the maximum, it takes 24 hours.
4. Online Loan Application: you do not have to run anywhere for finding an application, you just have it on the website, so log in and fill application.
5. Quick Loan Processing: once the requirement is met by the applicant online payday loan is processed as quickly as possible.
6. 24/7 Services: because this option is available 24/7, if you remember that you have to pay your child’s fees the next day, then you can fill the form in the night and get the money deposited the next day in your account.
7. Convenient: this is very convenient by sitting at your own comfort zone, you can avail the loan amount. You don’t have to step out or struggle.
8. Emergency Cash: These loans are best suited for the entire do or die situations when you cannot afford to wait for money. Online payday loans are very reliable in the entire urgency situation.
9. No Formalities and Paperwork: there are no formalities, unlike the other loans and no paperwork required, which makes life easy for the loan seeker.
10. Easy repayment: as the loan amount is transferred to bank account by the loan giving company. In the same way, when your salary is credited, it is deducted by the loan company. So, no hassles and tension for you to stand in queue for depositing money.
11. Secure: online payday loan is 100% secure, so there is nothing to worry. As there are thousands of people who are availing these loans.

With so many advantages of online payday loan, no wonder why people choose this option over many options available for monetary help. Simply, because, “online payday loan is the best”!