Get up to $1,500 into your bank account in 30* minutes!

How The Loan Process Works


Apply Online

Applying with Focus Financial is fast and easy, simply fill out our secure and easy application form.


Get Approved

Get approved for a loan in as little as 30* minutes during our regularly scheduled business hours.


  Instant Funding

Once approved, you can receive the funds via E-Mail transfer within 30 minutes*.

Why should you loan with Focus Financial? 

Trusted Lender

We have been supplying Canadians with short term loans for the past 10 years, come see why we are the preferred payday loan provider. 

Quality Customer Service

Got any questions? Please call or email us right away and our staff will guide you through the way.

High Approval Rate

Every application is based on a per person basis and all circumstances are taken in to consideration.            

Fast Turn Around

We strive to process your loans application within minutes and get the money you need right away.

No Faxing Required

Send us your documents the fastest way possible by using our online verification.

Easily Apply Online

In less than 5 minutes your application can be submitted to be processed for your same day loan.

Faxless payday loans – Online Payday Loans

An online payday loan is the fastest and reliable way of getting cash instantly until your next payday arrives. When you want cash instantly and cannot wait until your next cheque, a payday loan can help you get cash instantly. Moreover, online payday loans are very secure, faxless and easy way of getting cash whenever you want. For short-term cash requirement there is no better option than online payday loans.
Today, there are many people across the world that is making use of online payday loans to serve all the emergency purposes. The one reason being, this is quite secure as well as instant. There are no hassles, no waiting and is available 24/7. Online payday loans are quite easy to apply as well all you have to do is just fill in the online form and if you are qualified for the loan you get a message instantly. Let’s have a look at requirements to qualify for online payday loans.

Picture of family that got Online Payday LoansWhat is needed to qualify for online payday loans?

1. The person who is applying for loan should have a job or receive a regular income of at least $1000 per month.
2. Should be at least 19 years of age.
3. The person applying for loan should have a savings bank account.
4. He/she should be a legal resident of the country from where loan is applied.
There is one big advantage for people who have a bad credit history that is people having a bad credit can apply and could qualify for online payday loans. Few advantages of online payday loans
1. Online payday loans are instant.
2. They are available 24/7.
3. When there are no options available, this is the best way of getting cash.
4. Secured and faxless way of getting cash.
5. Competitive interest rates.
6. No hassles, no waiting.
7. No documents required.
Fast cash can solve all your problems that require immediate attention. So, you don’t need to wait anymore in long queues at banks and bumping into relatives for money. Just log in and find the company that provides online payday loans at a cheaper rate and apply. Usually, it takes less than 24 hours to get the money. However, in some odd cases where in the next day is a non- working day, then it might take two days. However, if you are lucky you might get a loan within 10-12 hours as well.
The other good thing about online payday loans is you do not have to run anywhere for collecting cash. Funds will directly be transferred to your bank account. The repayment of the loan is also quite easy as soon as you get your salary in your account you can transfer the amount back to the loan giving company.
There are few things that should be taken care while applying for online payday loans
1. Always ensure that the information that you are providing is accurate, else there are chances of your application being rejected.
2. Do not provide any fake name or fake account.
3. Always ensure that you repay the loan back on the agreed time, else you might be charged late payment fees.
Next time, you have an emergency think smart and apply for online payday loans rather running here and there and getting tensed. Be cool and fill application accurately and all your tensions will be sorted out within no time. The interest rates are also quite competitive so it’s not heavy on your pocket as well. The smartest and fastest way of getting cash is through online payday loans.

Online Payday Loans Video