Borrow Up To $1,500

The easiest way to get the fastest loan in Canada

5-minute application and
no credit check

Excellent

Rob
Rob
Read More
Really easy to use and quick fast with no hassle
Karie
Karie
Read More
Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
Read More
You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
Read More
Quick and reliable!👍👍👍
Customer
Customer
Read More
Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
Read More
Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
 Happy customer
Happy customer
Read More
Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
Read More
Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
 D. Ackles
D. Ackles
Read More
Great service provided by great people. Always.
Customer
Customer
Read More
Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
Read More
They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
Read More
You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
Read More
Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
Previous
Next

Trusted Lender

Secure Application

Fast Approvals

How To Get Online Payday Loans

1. Apply Online

Our online, secure application form only takes a few minutes to complete.

2. Get Approved

It takes around 30* minutes for us to make a decision on your loan application during business hours.

3. Get Your Money

Once approved, you should receive an E-mail Transfer transfer in 30* minutes.

All Types of Income Accepted

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why Get Online Payday Loans from Focus Cash Loans?

Trusted Lender Since 2008

We have been helping Canadians to meet their short term financial needs for the past 12 years.

Apply Online Anytime 24/7

Fill out our easy online loan application form and borrow up to $1500 instantly!

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks and have a personalized approach to every loan application.

Instant Interac e-Transfers

If you need money, you need it fast. Receive Interac e-Transfers within minutes of being approved.

No Hidden Fees Or Charges

When you get a payday loan from us, there are no hidden fees or extra hidden charges.

We are the leading provider of Online Payday Loans since 2008.

Online Payday Loans – Get Approved Instantly

An online payday loan is the fastest and reliable way of getting cash instantly until your next payday arrives. When you want cash instantly and cannot wait until your next cheque, a payday loan can help you get cash instantly. Moreover, online payday loans are very secure, faxless and easy way of getting cash whenever you want. For short-term cash requirement, there is no better option than online payday loans.

Today, there are many people across the world that is making use of online payday loans to serve all the emergency purposes. The one reason being, this is quite secure as well as instant. There are no hassles, no waiting and is available 24/7. Online payday loans are quite easy to apply as well all you have to do is just fill in the online form and if you are qualified for the loan, you get a message instantly. Let’s have a look at the requirements to qualify for online payday loans.

Picture of family that got Online Payday LoansWhat is needed to qualify for online payday loans?

1. The person who is applying for a loan should have a job or receive a regular income of at least $1000 per month.
2. Should be at least 19 years of age.
3. The person applying for a loan should have a savings bank account.
4. He/she should be a legal resident of the country from where the loan is applied.
There is one big advantage for people who have a bad credit history that is people having a bad credit can apply and could qualify for online payday loans. Few advantages of online payday loans
1. Online payday loans are instant.
2. They are available 24/7.
3. When there are no options available, this is the best way of getting cash.
4. Secured and faxless way of getting cash.
5. Competitive interest rates.
6. No hassles, no waiting.
7. No documents required.

Fast cash can solve all your problems that require immediate attention. So, you don’t need to wait anymore in long queues at banks and bumping into relatives for money. Just log in and find the company that provides online payday loans at a cheaper rate and apply. Usually, it takes less than 24 hours to get the money. However, in some odd cases where in the next day is a non-working day, then it might take two days. However, if you are lucky you might get a loan within 10-12 hours as well.

The other good thing about online payday loans is you do not have to run anywhere for collecting cash. Funds will directly be transferred to your bank account. The repayment of the loan is also quite easy as soon as you get your salary in your account, you can transfer the amount back to the loan giving company.

There are few things that should be taken care while applying for online payday loans

1. Always ensure that the information that you are providing is accurate, else there are chances of your application being rejected.
2. Do not provide any fake name or fake account.
3. Always ensure that you repay the loan back on the agreed time, else you might be charged late payment fees.

Next time you have an emergency, think smart and apply for online payday loans rather than running here and there and getting tensed. Be cool and fill application accurately and all your tensions will be sorted out within no time. The interest rates are also quite competitive, so it’s not heavy on your pocket as well. The smartest and fastest way of getting cash is through online payday loans.