Borrow Up To $1,500

The easiest way to get the fastest loan in Canada

5-minute application and
no credit check

Excellent

Rob
Rob
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Really easy to use and quick fast with no hassle
Karie
Karie
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Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
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You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
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Quick and reliable!👍👍👍
Customer
Customer
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Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
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Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
 Happy customer
Happy customer
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Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
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Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
 D. Ackles
D. Ackles
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Great service provided by great people. Always.
Customer
Customer
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Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
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They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
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You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
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Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
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Trusted Lender

Secure Application

Fast Approvals

How To Get Payday Loan Online

1. Apply Online

Our online, secure application form only takes a few minutes to complete.

2. Get Approved

It takes around 30* minutes for us to make a decision on your loan application during business hours.

3. Get Your Money

Once approved, you should receive an E-mail Transfer transfer in 30* minutes.

All Types of Income Accepted

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why Get Payday Loan Online from Focus Cash Loans?

Trusted Lender Since 2008

We have been helping Canadians to meet their short term financial needs for the past 12 years.

Apply Online Anytime 24/7

Fill out our easy online loan application form and borrow up to $1500 instantly!

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks and have a personalized approach to every loan application.

Instant Interac e-Transfers

If you need money, you need it fast. Receive Interac e-Transfers within minutes of being approved.

No Hidden Fees Or Charges

When you get a payday loan from us, there are no hidden fees or extra hidden charges.

We are the leading provider of Payday Loan Online since 2008.

Payday loan online is an instant solution for all the financial problems

Payday loan online is nothing, but a simple, secure, easy and instant way of getting cash. Wherein, you don’t have to step out of your house to get cash. From the comfort of your own home, you can get the funds transferred to your bank account, through Payday loan online. With just a single click, you can get a loan and solve all you’re financial jams without any hassles.

This Payday loan online is best for all the short-term requirements and expenses that pop up between the paydays. So, what you can do is simple apply loan, avail it and you can repay the loan, once your salary is credited. This is like a lifesaver for all the salaried people. As today, the expenses are more than the earnings, expenditures have increased and salary is still stagnant!

So, Payday loan online is like a boon that can help in all the urgency situations. However, there are a few people who believe that availing these loans is not easy and think that they charge high interest rates. Well this is a myth. Let us look into the facts.

Let’s look at few benefits of Payday loan online:

Cash Availability: as soon as you apply, your application is processed and you get cash on the same day. Only in some cases, it might take up to 24 hours, otherwise the loan giving company tries its best to provide a loan same day. This is an advantage for people who can’t wait and require spot cash.
Fast Transaction and Confidential: 24/7 online applications are available; so, if you remember suddenly in the night that you have to pay your child’s fee the next day then you can apply and get the loan on time. Not only the process is fast, but your personal information is secured and kept confidential.
Cheaper interest rates: the interest rates charged are very competitive and worth taking for all the unavoidable situations.
Easy Repayment Method: as your loan amount is credited to your bank account in the same way they will charge your account for the amount plus fees, and, then your record will be cleaned.
Enough Cash on Hand: Payday loan online provides you as much cash as you want from $100-$1000, you can borrow money according to your desire and requirement.

There are many advantages of Payday loan online; this is the reason that this has become so popular with salaried people. Also, this loan has no set criteria regarding borrowing cash. You can borrow cash how many times you want until you feel your financial position is stable. Just a simple online form with a few simple and basic personal information and all your worries are soughed as almost everyone gets this wonderful loan.

The loan availing percentage is 98% this means you can be assured that you could get a loan. However, the information that is provided should be accurate or else, your application will be rejected. All the data that you enter should be genuine, and you can be sure to get a payday loan online. Also, the loan giving companies provide assistance you need regarding filling application or regarding terms and policies of loan. They provide many toll-free numbers that can help you.

Stop taking tension and start enjoying life with Payday loan online. However, if you do not pay the loan amount on time, you might be levied an extra interest rate. For online payday loan, you do not require any collateral or the best credit rating. So, apply now and see the magic of instant cash in your hands.