Borrow Up To $1,500

The easiest way to get the fastest loan in Canada

5-minute application and
no credit check

Excellent

Rob
Rob
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Really easy to use and quick fast with no hassle
Karie
Karie
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Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
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You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
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Quick and reliable!πŸ‘πŸ‘πŸ‘
Customer
Customer
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Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
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Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
 Happy customer
Happy customer
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Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
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Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
 D. Ackles
D. Ackles
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Great service provided by great people. Always.
Customer
Customer
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Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
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They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
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You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
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Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
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Trusted Lender

Secure Application

Fast Approvals

How To Get Payday Loans For Bad Credit

1. Apply Online

Our online, secure application form only takes a few minutes to complete.

2. Get Approved

It takes around 30* minutes for us to make a decision on your loan application during business hours.

3. Get Your Money

Once approved, you should receive an E-mail Transfer transfer in 30* minutes.

All Types of Income Accepted

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why Get Payday Loans For Bad Credit from Focus Cash Loans?

Trusted Lender Since 2008

We have been helping Canadians to meet their short term financial needs for the past 12 years.

Apply Online Anytime 24/7

Fill out our easy online loan application form and borrow up to $1500 instantly!

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks and have a personalized approach to every loan application.

Instant Interac e-Transfers

If you need money, you need it fast. Receive Interac e-Transfers within minutes of being approved.

No Hidden Fees Or Charges

When you get a payday loan from us, there are no hidden fees or extra hidden charges.

We are the leading provider of Payday Loans For Bad Credit since 2008.

Get Rid of Blue Months with Payday Loans for Bad Credit

Whether you are a single mother struggling to make your ends meet due to your insufficient paycheque or a hard working father bargaining with financial turmoil each and every day to take care of your family, you can rely on payday loans for bad credit to provide financial help. Whenever, you feel that there is a tight budget, you can always consider these most secure loans over the internet.

There are certainly no hidden charges or extra fees for the application nor for the approval of your loan amount. Everything is precise and crystal clear with guaranteed payday loans for bad credit. You will not be required to fax any documents either and don’t need to fill out any papers to get the money transferred directly to your bank account.

Seize the Day with Payday loans for Bad Credit:

When we run out of money, we go to our family or friends to borrow the money, many times not realizing that they too have their own set of problems to overcome. You might as well run around banks looking for money, but with no results. And, you could even run out of limit on your credit card, giving you no choice of drawing some money. There are so many hurdles, and most of them are not timely and will not help you get the best solution. So, stop looking for more such problems and apply to payday loans for bad credit and get the much needed cash in the right time at the right hour.

It is a completely no hassle service and you can get fast cash. Forget all about faxing any kind of documents and indulge in the best loans with perfect security standards meant to protect your information. You can get credited directly to your bank account most of the times. Expect to get same day email answers and you can comfortably repay the loan with your next paycheque. Apply online now to end all your compelling problems.

Even the requirements are quite simple and easy as you need to be a Canadian citizen with the minimum legal age of 19 years with a contact number. You must have a personal bank account to carry on with the money transfers and be an employee at least from the last two months. This is all that it takes to grab the most sensational payday loans for bad credit.

Whether you have an emergency repair to be done at home or if there is a major car breakdown which must be taken care of immediately to avoid any kind of cuts in your next paycheque; payday loans for bad credit is there to lift you up from such pitfalls efficiently. If you are severely in need of emergency funding and if you are looking for transactions without any hitch, then rely on payday loans for bad credit and see how quickly you can change the financial circumstances around you in just a blink!

You can look for a warm and friendly staff ready to assist you with all kinds of queries and impending requests that you might have in order to access the payday loans for bad credit. Even, if you are a little apprehensive about the whole process, do not worry at all as we will take you by hand and walk you through right through each and every step of the way to make your loan process successful and meaningful. There is certainly nothing that you should worry about at the end of your day.