Borrow Up To $1,500

The easiest way to get the fastest loan in Canada

5-minute application and
no credit check

Excellent

Rob
Rob
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Really easy to use and quick fast with no hassle
Karie
Karie
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Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
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You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
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Quick and reliable!๐Ÿ‘๐Ÿ‘๐Ÿ‘
Customer
Customer
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Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
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Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
 Happy customer
Happy customer
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Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
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Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
 D. Ackles
D. Ackles
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Great service provided by great people. Always.
Customer
Customer
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Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
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They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
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You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
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Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
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Trusted Lender

Secure Application

Fast Approvals

How To Get Payday Loans In Canada

1. Apply Online

Our online, secure application form only takes a few minutes to complete.

2. Get Approved

It takes around 30* minutes for us to make a decision on your loan application during business hours.

3. Get Your Money

Once approved, you should receive an E-mail Transfer transfer in 30* minutes.

All Types of Income Accepted

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why Get Payday Loans In Canada from Focus Cash Loans?

Trusted Lender Since 2008

We have been helping Canadians to meet their short term financial needs for the past 12 years.

Apply Online Anytime 24/7

Fill out our easy online loan application form and borrow up to $1500 instantly!

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks and have a personalized approach to every loan application.

Instant Interac e-Transfers

If you need money, you need it fast. Receive Interac e-Transfers within minutes of being approved.

No Hidden Fees Or Charges

When you get a payday loan from us, there are no hidden fees or extra hidden charges.

We are the leading provider of Payday Loans In Canada since 2008.

Get Instant Cash from Payday Loans in Canada

Payday loans in Canada are the best available option for all people who are dwelling in Canada as you can get a loan easily. So, forget going to relatives and asking them, going to banks, lenders; just login and get instant cash in one click. Amazing, right? Indeed, this is awesome, and people in Canada are making use of these payday loans in Canada for all emergency situations that cannot be avoided.

At times we all find ourselves short on cash and the payday is weeks away. Sometimes, we do not have enough money to pay household bills, car could break down or relatives come to home, pay due rent, going for a holiday, reasons can be many. However, just because our expenses increase our salary does not increase, they are stagnant and we have to manage with the limited income. However, all Canadians are too lucky as they have a boon, payday loans in Canada. As for the entire emergency, unexpected, unforeseen and extra expenses, they can apply for payday loans in Canada and get cash immediately within no time.

Payday loans in Canada are available to all the applicants with requested financial support whenever required. Moreover, there are many financial institutions and banks that offer payday loans in Canada. As there are many banks, the interest rates that are charged are quite competitive, which is an advantage to the applicant, as these loans are light on their pocket. However, the loan giving company looks for a few criteria, check out, they are as follows:

Criteria for applying for Payday loans in Canada:
The person who applies for a loan should be employed at least for three months.
The applicant should have a bank account.
The applicant applying for a loan should be at least 19 years of age to qualify for the loan.
Applicant should have a permanent telephone number where he can be reached any time.
The applicant should be a permanent and legal resident of Canada

If a person qualifies for these simple criteria, he/she can get a loan very easily. All you have to do is log in and fill in a simple online application that is available for free of cost. Once you are qualified for the loan, you get an instant message, and your loan money will be transferred to your bank account more quickly than you can imagine. Usually it takes 24 hours; however, in some cases, you might get a loan in 10-12 hours and who knows, you might get it more early.

No hassles, no groping around, no documents, so, no tension as well. This is very convenient and has made life easy for several Canadians. This is perfect, actually best for short-term requirement. You can borrow from $100-$1500 depending on your expenses and needs. Once your purpose is served and your salary is credited, then you can repay the loan amount. Repayment is also quite simple you can set up a direct debit so that, once salary is credited the loan amount is paid back.

These payday loans act like a bridge between two paydays, so when you have golden opportunities, make use of it. As there are many companies that provide this loan, it is advised that you do your checks before applying for a loan. Different companies have different interest charges, service charges; there are also, few lenders that offer special discount on their available loans. So choose a company carefully. If you havenโ€™t taken a loan and you are facing financial problems, then take the help of Payday loans in Canada and become tension free and enjoy life.