Borrow Up To $1,500

The easiest way to get the
fastest loan in Kitchener, Ontario

5-minute application and
no credit check

Excellent

Rob
Rob
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Really easy to use and quick fast with no hassle
Karie
Karie
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Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
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You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
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Quick and reliable!👍👍👍
Customer
Customer
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Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
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Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
 Happy customer
Happy customer
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Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
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Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
 D. Ackles
D. Ackles
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Great service provided by great people. Always.
Customer
Customer
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Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
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They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
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You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
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Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
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Trusted Lender

Secure Application

Fast Approvals

How To Get a Payday Loan in Kitchener, Ontario?

1. Apply Online

Our online, secure application form only takes a few minutes to complete.

2. Get Approved

It takes around 30* minutes for us to make a decision on your loan application during business hours.

3. Get Your Money

Once approved, you should receive an E-mail Transfer transfer in 30* minutes.

All Types of Income Accepted in Kitchener, Ontario.

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why Get a Loan from Focus Cash Loans in Kitchener, ON?

Trusted Lender Since 2008

We have been helping Canadians to meet their short term financial needs for the past 12 years.

Apply Online Anytime 24/7

Fill out our easy online loan application form and borrow up to $1500 instantly!

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks and have a personalized approach to every loan application.

Instant Interac e-Transfers

If you need money, you need it fast. Receive Interac e-Transfers within minutes of being approved.

No Hidden Fees Or Charges

When you get a payday loan from us, there are no hidden fees or extra hidden charges.

We are the leading provider of online payday loans in Kitchener, ON since 2008.

Focus Cash Loans has been helping Local residents of Kitchener, ON, with their short term loan needs since 2008. To pre-qualify for a payday loan in Kitchener, Ontario, with Focus Cash Loans, you need to answer “YES” to the following questions:

  • Are you are currently employed or receiving CPP, Private Pension, EI, WCB, CTC or Non-Government Disability benefits?
  • Do you have an active chequing account that has been opened for at least 3 months with your income directly deposited into that chequing account?
  • Are you 19 years or older?
  • Is your net income at least $1,200 per month?
  • Do you have a telephone number that we can reach you at?

 

Are you searching for “Payday Loans Near Me” in Kitchener, ON? Well, search no further as you have come to the right place. At Focus Cash Loans, we provide same day online e-transfer payday loans in Canada 24/7 with no credit check and instant approval. Don't wait in line; receive your online email money transfer payday loan in a matter of minutes.

We approve Kitchener, Ontario residents with all types of income, including Employment, Child Tax Credit, Private Disability, Employment Insurance, CPP & Private Pension, Workers Compensation. And yes, people that are unemployed receiving EI benefits can apply as well.

We have entirely digitalized our payday loan application process, so rather that looking for a store front payday loan company in Kitchener, Ontario, apply with Focus Cash Loans from the convenience of your own home or office. Applying for a payday loan in Kitchener, ON, has never been easier! Unlike other payday loan companies, Focus Cash Loans funds payday loans in a matter of minutes, conveniently sending you the funds via Interac e-Transfer. Don't hesitate to click “Apply Now” button to get the funds from Canadian payday loan lender servicing Kitchener residents since 2008.

Kitchener City is a regional community in Waterloo, southeastern Ontario, Canada. Kitchener is located in the Grand River Valley, about 95 km west of Toronto. The numbers will tell you that Kitchener and Waterloo Ontario have hot and cold weather every month of the year.

Kitchener is a charming town with a small town flair in the Saint Lawrence Lowlands in southwest Ontario. The Grand River that runs through the city is home to tons of fish, birds and wildlife and is surrounded by paths and parks where people can see everything. In the centre of the city is a park that hosts a ton of annual events and is a great place to feed ducks and gulls.

Kitchener is a thriving city with a lot of European heritage and there is a lot to see and do today. Although missed by many, its proximity to Toronto makes Kitchener an excellent choice for those who want to explore a different kind of city.

There are a few venues in town to see plays, musicals and symphonies. The largest venues in Kitchener are the Centre Square Theatre and the Performing Arts Centre in the city centre. The theater is also known as the home of the K & W Symphony Theatre and Broadway shows.

In September 2010, construction work began on a town redevelopment project in downtown Kitchener. Downtown, which once housed several factories, will be transformed into upscale lofts and apartment buildings. The community also includes the Conrad Centre for the Performing Arts, Kitchener-Waterloo's Lost Found Theatre Company and the Old Town's Small Theatre.

It was renamed the Kitchener Waterloo Street Railway after the official name change, and the Commission was renamed the Kitchener Public Utilities Commission (PUC). Since 2004, the City of Kitchener has launched several initiatives to revitalise the city centre. This included significant investments on behalf of the city and its partners and the creation of the Downtown Kitchener Action Plan.

The successor to the Preston and Berlin Street Railway, Grand River Railway, built a new main line that bypassed downtown Kitchener in 1923. The line also had a new transfer point for the urban tram system at Kitchener Junction Station at the southern end of the city, where the PUCs tram depot is located today. Kitchener is located 100 km west of Toronto and is a regional headquarters.

One of the main attractions for people moving to Kitchener is housing affordability. I skip the statistics here, but the average home price in the city is about two hundred thousand dollars lower than in cities about an hour east, such as Oakville, Brampton, and Toronto. No wonder buyers prefer Kitchener to commute to work with astronomical house prices.

Payday Loans in Kitchener, Ontario FAQs

Getting a payday loan in Kitchener, ON is easy and fast. To qualify for one, you need to receive income of at least $1,200 per month and have that income directly deposited into that bank account.

You can have as many payday loans in Kitchener, Ontario as you can afford to pay on your payday. There is no limit on how many payday loans you can borrow in Kitchener.

Focus Cash Loans, a payday loan company in Kitchener, Ontario that offers 24/7 online e-transfer payday loans.

To find payday loans near you in Kitchener, Ontario, simply search online for a reliable payday loan company in Kitchener that has positive consumer ratings.

Yes, you can get guaranteed payday loans in Kitchener, Ontario as long as you meet lending requirements, you should have no problems getting a payday loan in Kitchener.